Fulton Financial Corporation (FULT) Stock Analysis
Financial Services · Banks - Regional
Hold if already holding. Not a fresh buy at $20.94, but acceptable to hold if already in. Reasons: Concentration risk — Loan Portfolio: commercial and construction loans (63.0%); Concentration risk — Loan Portfolio: commercial mortgage loans (41.0%).
Fulton Financial Corporation is a Pennsylvania bank holding company operating Fulton Bank with 204 financial centers across PA, DE, MD, NJ, and VA, offering retail/commercial banking and wealth management. Net interest income accounted for approximately 79% of total revenues in... Read more
Hold if already holding. Not a fresh buy at $20.94, but acceptable to hold if already in. Reasons: Concentration risk — Loan Portfolio: commercial and construction loans (63.0%); Concentration risk — Loan Portfolio: commercial mortgage loans (41.0%). Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Maintain position. Not compelling to add more. Score 5.4/10, moderate confidence.
Passes 6/8 gates (clean insider activity, no SEC red flags, news events none recent, earnings proximity 56d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and favorable risk/reward ratio. Suitability: aggressive.
Recent Developments — Fulton Financial Corporation
Latest news
- FULTON FINANCIAL ($FULT) Releases Q1 2026 Earnings - Quiver Quantitative — Quiver Quantitative positive
- Fulton Financial (NASDAQ:FULT) Issues Earnings Results - MarketBeat — MarketBeat neutral
- Fulton Financial (NASDAQ:FULT) Posts Q1 CY2026 Sales In Line With Estimates - StockStory — StockStory neutral
- Fulton Financial (NASDAQ:FULT) Posts Q1 CY2026 Sales In Line With Estimates - TradingView — TradingView neutral
- Fulton Financial (NASDAQ:FULT) Posts Q1 CY2026 Sales In Line With Estimates - FinancialContent — FinancialContent neutral
Generated 2026-05-20T20:21:21Z.
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- HIGHloan_portfoliocommercial and construction loans63%10-K Item 1A: 'approximately 63% of our loan portfolio consisted of commercial loans, commercial mortgage loans, and residential and commercial construction loans'
- HIGHloan_portfoliocommercial mortgage loans41%10-K Item 1A: 'commercial mortgage loans represented approximately 41% of our loan portfolio'
- MEDIUMloan_portfoliouninsured deposits36%10-K Item 1A: 'approximately 36% of our deposits (excluding Intra-Company deposits) were uninsured and we are dependent on these deposits for liquidity'
- MEDIUMregulatoryOCC10-K Item 1: 'Fulton Bank is a national banking association chartered under the laws of the United States and is primarily regulated by the OCC.'
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer
Rating Breakdown
1 floor-breaker
Growth below the gate floor. Component breakdown shows what dragged the score down.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Hold if already holding. Not a fresh buy at $20.94, but acceptable to hold if already in. Reasons: Concentration risk — Loan Portfolio: commercial and construction loans (63.0%); Concentration risk — Loan Portfolio: commercial mortgage loans (41.0%). Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Maintain position. Not compelling to add more. Target $22.04 (+5.3%), stop $19.94 (−5.0%), A.R:R -0.5:1. Score 5.4/10, moderate confidence.
Take-profit target: $22.04 (+5.3% upside). Target $22.04 (+5.3%), stop $19.94 (−5.0%), A.R:R -0.5:1. Stop-loss: $19.94.
Concentration risk — Loan Portfolio: commercial and construction loans (63.0%); Concentration risk — Loan Portfolio: commercial mortgage loans (41.0%); Analyst target reached - limited upside remaining.
Fulton Financial Corporation trades at a P/E of 10.0 (forward 8.9). TrendMatrix value score: 7.0/10. Verdict: Hold.
12 analysts cover FULT with a consensus score of 3.9/5. Average price target: $24.
What does Fulton Financial Corporation do?Fulton Financial Corporation is a Pennsylvania bank holding company operating Fulton Bank with 204 financial centers...
Fulton Financial Corporation is a Pennsylvania bank holding company operating Fulton Bank with 204 financial centers across PA, DE, MD, NJ, and VA, offering retail/commercial banking and wealth management. Net interest income accounted for approximately 79% of total revenues in 2025; the bank is regulated by the OCC.