First Financial Bancorp. (FFBC) Stock Analysis
Breakout setup
Financial Services · Banks - Regional
Hold if already holding. Not a fresh buy at $30.39, but acceptable to hold if already in. Reasons: Concentration risk — Geographic: Indiana, Ohio, Kentucky and Illinois; Analyst target reached - limited upside remaining.
First Financial Bancorp is a mid-sized regional bank holding company headquartered in Cincinnati, Ohio, providing commercial, real estate, and consumer lending plus wealth management through First Financial Bank (founded 1863) and niche subsidiaries Oak Street... Read more
Hold if already holding. Not a fresh buy at $30.39, but acceptable to hold if already in. Reasons: Concentration risk — Geographic: Indiana, Ohio, Kentucky and Illinois; Analyst target reached - limited upside remaining. Chart setup: Golden cross, above all MAs, RSI 59, MACD bullish. Maintain position. Not compelling to add more. Score 6.6/10, moderate confidence.
Passes 6/7 gates (positive momentum, clean insider activity, no SEC red flags, news boost analyst 0.50, earnings proximity 84d clear, semi cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- HIGHGeographicIndiana, Ohio, Kentucky and Illinois10-K Item 1A: 'concentration in the markets in which we operate, namely Indiana, Ohio, Kentucky and Illinois'
- MEDIUMCustomerBannockburn small number of large clients10-K Item 1A: 'Bannockburn's business model relies, to some extent, upon a small number of large clients'
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer
Rating Breakdown
1 ceiling hit
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Hold if already holding. Not a fresh buy at $30.39, but acceptable to hold if already in. Reasons: Concentration risk — Geographic: Indiana, Ohio, Kentucky and Illinois; Analyst target reached - limited upside remaining. Chart setup: Golden cross, above all MAs, RSI 59, MACD bullish. Maintain position. Not compelling to add more. Target $30.60 (+0.7%), stop $29.02 (−4.7%), A.R:R -0.5:1. Score 6.6/10, moderate confidence.
Take-profit target: $30.60 (+0.7% upside). Target $30.60 (+0.7%), stop $29.02 (−4.7%), A.R:R -0.5:1. Stop-loss: $29.02.
Concentration risk — Geographic: Indiana, Ohio, Kentucky and Illinois; Analyst target reached - limited upside remaining; Near 52-week high (3.2% away).
First Financial Bancorp. trades at a P/E of 10.6 (forward 8.7). TrendMatrix value score: 8.1/10. Verdict: Hold.
13 analysts cover FFBC with a consensus score of 3.8/5. Average price target: $33.
What does First Financial Bancorp. do?First Financial Bancorp is a mid-sized regional bank holding company headquartered in Cincinnati, Ohio, providing...
First Financial Bancorp is a mid-sized regional bank holding company headquartered in Cincinnati, Ohio, providing commercial, real estate, and consumer lending plus wealth management through First Financial Bank (founded 1863) and niche subsidiaries Oak Street (insurance/RIA/auto lending) and First Franchise (restaurant franchisees). Geographic concentration in Indiana, Ohio, Kentucky, and Illinois.