First (FCF) Stock Analysis
Range Bound setup
Financial Services · Banks - Regional
Sell if holding. Analyst target reached at $18.34 — A.R:R is negative (-0.2) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Near 52-week high (4.2% away).
First Commonwealth Financial is a Pennsylvania-based bank holding company with approximately $12 billion in assets, providing commercial and retail banking through branches in Pennsylvania and Ohio. Revenue comes from net interest income and fee-based services; commercial real... Read more
Sell if holding. Analyst target reached at $18.34 — A.R:R is negative (-0.2) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Near 52-week high (4.2% away). Chart setup: RSI 54 mid-range, Bollinger mid-band. Score 5.7/10, moderate confidence.
Passes 7/9 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 69d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.
Recent Developments — First
Latest news
- Piper Sandler Maintains First Commonwealth Financial(FCF.US) With Buy Rating, Maintains Target Price $21 - 富途牛牛 — 富途牛牛 positive
- FCF Q4 2025 Earnings Transcript - The Globe and Mail — The Globe and Mail neutral
- AT&T, Verizon Q1 earnings on deck: Focus on subscribers, FCF numbers - Seeking Alpha — Seeking Alpha neutral
- First Commonwealth Financial (FCF) to Release Quarterly Earnings on Tuesday - MarketBeat — MarketBeat neutral
- Microsoft vs. Oracle: Which Tech Titan’s Stock Turns Around First? - TIKR.com — TIKR.com neutral
Generated 2026-05-20T20:21:21Z.
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- MEDIUMloan_portfoliocommercial real estate33%10-K Item 1A: 'commercial real estate mortgage loans comprised approximately 33% of our loan portfolio.'
- MEDIUMloan_portfoliouninsured deposits29%10-K Item 1: 'uninsured deposits totaled 29% of the total deposit portfolio.'
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer
Rating Breakdown
10 dimensions · all in-band
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Sell if holding. Analyst target reached at $18.34 — A.R:R is negative (-0.2) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Near 52-week high (4.2% away). Chart setup: RSI 54 mid-range, Bollinger mid-band. Prior stop was $17.72. Score 5.7/10, moderate confidence.
Take-profit target: $18.48 (+0.8% upside). Prior stop was $17.72. Stop-loss: $17.72.
Analyst target reached - limited upside remaining; Near 52-week high (4.2% away); V7 low-quality RISK_OFF penalty: -0.5 (Q=5.4).
First trades at a P/E of 12.1 (forward 9.3). TrendMatrix value score: 7.8/10. Verdict: Sell.
10 analysts cover FCF with a consensus score of 3.9/5. Average price target: $21.
What does First do?First Commonwealth Financial is a Pennsylvania-based bank holding company with approximately $12 billion in assets,...
First Commonwealth Financial is a Pennsylvania-based bank holding company with approximately $12 billion in assets, providing commercial and retail banking through branches in Pennsylvania and Ohio. Revenue comes from net interest income and fee-based services; commercial real estate comprised ~33% of the loan portfolio and uninsured deposits totaled 29% of total deposits.