Cathay General Bancorp (CATY) Stock Analysis
Range Bound setup
Financial Services · Banks - Regional
Hold if already holding. Not a fresh buy at $56.02, but acceptable to hold if already in. Reasons: Concentration risk — Geographic: California; Concentration risk — Loan Portfolio: commercial real estate and construction loans.
Cathay General Bancorp is the holding company of Cathay Bank, a California state-chartered commercial bank with $24.23B in total assets and $19.94B in net loans as of December 31, 2025. The bank serves Chinese-American communities through 61 US branches and one Hong Kong branch,... Read more
Hold if already holding. Not a fresh buy at $56.02, but acceptable to hold if already in. Reasons: Concentration risk — Geographic: California; Concentration risk — Loan Portfolio: commercial real estate and construction loans. Chart setup: RSI 58 mid-range, Bollinger mid-band. Maintain position. Not compelling to add more. Score 5.7/10, moderate confidence.
Passes 6/8 gates (clean insider activity, no SEC red flags, news events none recent, earnings proximity 63d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and favorable risk/reward ratio. Suitability: aggressive.
Recent Developments — Cathay General Bancorp
Latest news
- Cathay General Bancorp (NASDAQ:CATY) Hits New 52-Week High - Should You Buy? - MarketBeat — MarketBeat positive
- The 5 Most Interesting Analyst Questions From Cathay General Bancorp’s Q1 Earnings Call - StockStory — StockStory neutral
- Cathay General Bancorp (NASDAQ:CATY) Surprises With Q1 CY2026 Sales - StockStory — StockStory positive
- Cathay General Bancorp 2026 Q1 - Results - Earnings Call Presentation (NASDAQ:CATY) 2026-04-22 - Seeking Alpha — Seeking Alpha neutral
- Cathay General Bancorp Reports Lower Q1 2026 Earnings - TipRanks — TipRanks negative
Generated 2026-05-20T21:06:21Z.
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- HIGHGeographicCalifornia10-K Item 1A: 'Our banking operations are concentrated primarily in California, and secondarily in New York, Washington, Illinois, Texas, Maryland, Massachusetts, Nevada, New Jersey, and Hong Kong.'
- HIGHloan_portfoliocommercial real estate and construction loans10-K Item 1A: 'As of December 31, 2025, we had approximately $10.90 billion in commercial real estate and construction loans.'
- MEDIUMregulatoryCalifornia DFPI10-K Item 1: 'Cathay Bank is regulated as a California commercial bank by the California Department of Financial Protection and Innovation ("DFPI") and the Federal Deposit Insurance Corporation ("FDIC").'
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer
Rating Breakdown
1 floor-breaker
Momentum below the gate floor. Component breakdown shows what dragged the score down.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Hold if already holding. Not a fresh buy at $56.02, but acceptable to hold if already in. Reasons: Concentration risk — Geographic: California; Concentration risk — Loan Portfolio: commercial real estate and construction loans. Chart setup: RSI 58 mid-range, Bollinger mid-band. Maintain position. Not compelling to add more. Target $56.84 (+1.5%), stop $53.52 (−4.7%), A.R:R -2.1:1. Score 5.7/10, moderate confidence.
Take-profit target: $56.84 (+1.5% upside). Target $56.84 (+1.5%), stop $53.52 (−4.7%), A.R:R -2.1:1. Stop-loss: $53.52.
Concentration risk — Geographic: California; Concentration risk — Loan Portfolio: commercial real estate and construction loans; Analyst target reached - limited upside remaining.
Cathay General Bancorp trades at a P/E of 11.7 (forward 9.6). TrendMatrix value score: 7.6/10. Verdict: Hold.
10 analysts cover CATY with a consensus score of 2.6/5. Average price target: $57.
What does Cathay General Bancorp do?Cathay General Bancorp is the holding company of Cathay Bank, a California state-chartered commercial bank with $24.23B...
Cathay General Bancorp is the holding company of Cathay Bank, a California state-chartered commercial bank with $24.23B in total assets and $19.94B in net loans as of December 31, 2025. The bank serves Chinese-American communities through 61 US branches and one Hong Kong branch, offering commercial real estate loans, C&I lending, and SBA loans. Banking operations are concentrated primarily in California, secondarily in New York and other states.