Skip to main content

Cathay General Bancorp (CATY) Stock Analysis

Breakout setup

HoldModerate Confidence

Financial Services · Banks - Regional

Hold if already holding. Not a fresh buy at $55.99, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (0.6% away).

Cathay General Bancorp operates as the holding company for Cathay Bank that offers various commercial banking products and services to individuals, professionals, and small to medium-sized businesses in the United States. It offers savings accounts, checking accounts, money... Read more

$55.99+9.6% A.UpsideScore 6.1/10#46 of 142 Banks - Regional
Entry $50.35(support + ATR)Stop $48.19Target $55.17(resistance)A.R:R -1.1:1Setup A.R:R 2.2:1
Analyst target$56.40+0.7%5 analysts
$55.17our TP
$55.99price
$56.40mean
$47
$65

Hold if already holding. Not a fresh buy at $55.99, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (0.6% away). Chart setup: Golden cross, above all MAs, RSI 63, MACD bullish. Downgraded from BUY WAIT — price $55.99 has reached target $55.17. No upside to wait for. Score 6.1/10, moderate confidence.

Passes 5/6 gates (positive momentum, clean insider activity, no SEC red flags, earnings proximity 82d clear, semi cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.

Thesis

Rewards
Strong earnings beat streak (3/4)
Positive news sentiment (+0.67)
Attractive valuation
Risks
Analyst target reached - limited upside remaining
Near 52-week high (0.6% away)

Key Metrics

P/E (TTM)11.3
P/E (Fwd)9.3
Mkt Cap$3.7B
EV/EBITDA
Profit Mgn43.2%
ROE11.4%
Rev Growth14.1%
Beta0.81
Dividend2.55%
Rating analysts10

Quality Signals

Piotroski F7/9

Options Flow

P/C0.04bullish
IV57%elevated
Max Pain$45-19.6% vs spot

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

1 floor-breaker

Technicals below the gate floor. Component breakdown shows what dragged the score down.static

Support Resistance
0.5
Bollinger
1.1
52w Position
9.9
GatesA.R:R -1.1=NEGATIVEMomentum 6.5>=5.5Insider activity: OKNo SEC red flagsEARNINGS PROXIMITY 82d clearSEMI CYCLE PEAK CLEARBreakoutSuitability: Aggressive
RSI
63 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $49.68Resistance $56.30

Price Targets

$48
$50
$55
A.Upside-1.5%
A.R:R-1.1:1
Setup A.R:R (at entry)2.2:1

Position Sizing

ConvictionMedium conviction
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-12.4% upside)
! NEWS_MOD=+2: HOLD_IF_HOLDING → STRONG_BUY_WAIT
! Negative risk/reward — downside exceeds upside

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-07-21 (82d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is CATY stock a buy right now?

Hold if already holding. Not a fresh buy at $55.99, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (0.6% away). Chart setup: Golden cross, above all MAs, RSI 63, MACD bullish. Downgraded from BUY WAIT — price $55.99 has reached target $55.17. No upside to wait for. Target $55.17 (-1.5%), stop $48.19 (−16.2%), A.R:R -1.1:1. Score 6.1/10, moderate confidence.

What is the CATY stock price target?

Take-profit target: $55.17 (+9.6% upside). Target $55.17 (-1.5%), stop $48.19 (−16.2%), A.R:R -1.1:1. Stop-loss: $48.19.

What are the risks of investing in CATY?

Analyst target reached - limited upside remaining; Near 52-week high (0.6% away).

Is CATY overvalued or undervalued?

Cathay General Bancorp trades at a P/E of 11.3 (forward 9.3). TrendMatrix value score: 7.6/10. Verdict: Hold.

What do analysts say about CATY?

10 analysts cover CATY with a consensus score of 2.6/5. Average price target: $56.

What does Cathay General Bancorp do?Cathay General Bancorp operates as the holding company for Cathay Bank that offers various commercial banking products...

Cathay General Bancorp operates as the holding company for Cathay Bank that offers various commercial banking products and services to individuals, professionals, and small to medium-sized businesses in the United States. It offers savings accounts, checking accounts, money market deposit accounts, certificates of deposit, individual retirement accounts, and public funds deposits, and acceptance of checking, savings, demand deposits, time deposits, real estate, and consumer loans. The company also provides loan products, such as commercial real estate loans, commercial loans, small business administration loans, residential mortgage loans, real estate construction loans, and home equity lines of credit, and installment loans to individuals for household and other consumer expenditures. In addition, it offers trade financing, letter of credit, wire transfer, foreign currency spot and forward contract, safe deposit, overdraft, cash checking, automatic teller machine, Internet banking, investment, and other customary bank services, as well as investment products and services, such as stocks, bonds, mutual funds, insurance, annuities, and advisory services. The company was formerly known as Cathay Bancorp, Inc. and changed its name to Cathay General Bancorp in November 2003. Cathay General Bancorp was founded in 1962 and is headquartered in Los Angeles, California.

Related stocks: CUBI (Customers Bancorp, Inc) · VLY (Valley National Bancorp) · CNOB (ConnectOne Bancorp, Inc.) · LOB (Live Oak Bancshares, Inc.) · FFBC (First Financial Bancorp.)