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Bank of Hawaii Corporation (BOH) Stock Analysis

Range Bound setup

HoldModerate Confidence

Financial Services · Banks - Regional

Hold if already holding. Not a fresh buy at $78.60, but acceptable to hold if already in. Reasons: Concentration risk — Geographic: Hawaiʻi and the Pacific Islands; Analyst target reached - limited upside remaining.

Bank of Hawaii is a bank holding company headquartered in Honolulu serving Hawaiʻi, Guam, and other Pacific Islands through Consumer Banking, Commercial Banking, and Treasury segments. Revenue comes from interest income on loans and investment securities, wealth management fees,... Read more

$78.60+3.2% A.UpsideScore 5.9/10#69 of 142 Banks - Regional
Stop $74.54Target $81.08(resistance)A.R:R -0.8:1
Analyst target$85.33+8.6%6 analysts
$81.08our TP
$78.60price
$85.33mean
$95

Hold if already holding. Not a fresh buy at $78.60, but acceptable to hold if already in. Reasons: Concentration risk — Geographic: Hawaiʻi and the Pacific Islands; Analyst target reached - limited upside remaining. Chart setup: RSI 50 mid-range, Bollinger mid-band. Maintain position. Not compelling to add more. Score 5.9/10, moderate confidence.

Passes 5/7 gates (clean insider activity, no SEC red flags, news events none recent, earnings proximity 87d clear, semi cycle peak clear). Fails on weak momentum and favorable risk/reward ratio. Suitability: aggressive.

Thesis

Rewards
Attractive valuation
Strong growth profile
Risks
Concentration risk — Geographic: Hawaiʻi and the Pacific Islands
Analyst target reached - limited upside remaining
Negative momentum

Key Metrics

P/E (TTM)15.6
P/E (Fwd)11.1
Mkt Cap$3.1B
EV/EBITDA
Profit Mgn30.1%
ROE12.3%
Rev Growth14.4%
Beta0.71
Dividend3.62%
Rating analysts14

Quality Signals

Piotroski F8/9

Options Flow

P/C1.30bearish
IV55%elevated
Max Pain$50-36.4% vs spot

Concentration Risks(10-K Item 1A)

  • HIGHGeographicHawaiʻi and the Pacific Islands
    10-K Item 1A: 'Our business and operations are primarily concentrated in Hawaiʻi and the Pacific Islands.'
  • MEDIUMloan_portfolioresidential mortgage loans34%
    10-K Item 1A: 'our residential mortgage loans represented $4.8 billion, or 33.9%, of our total loan and lease portfolio'
  • MEDIUMloan_portfoliocommercial mortgage loans30%
    10-K Item 1A: 'our commercial mortgage loans represented approximately $4.2 billion, or 29.9%, of our total loan and lease portfolio'

Material Events(8-K, last 90d)

  • 2026-02-24Item 5.02LOW
    Compensation Committee approved 2025 EIP awards and 2026 base salaries for Named Executive Officers including CEO Peter S. Ho ($2.3125M award) and CFO Bradley S. Satenberg ($425K award, $500K salary).
    SEC filing →
  • 2026-02-03Item 5.02MEDIUM
    Peter S. Ho, Chairman and CEO, will retire March 31, 2026 after 33-year career. James C. Polk, current President and Chief Banking Officer, appointed President and CEO effective April 1, 2026 per succession plan.
    SEC filing →

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

1 floor-breaker

Momentum below the gate floor. Component breakdown shows what dragged the score down.static

Volume
0.0
Macd
0.5
Obv
1.0
Rsi
5.5
Ma Position
9.0
Volume distribution (falling OBV)Above 200-day MA
GatesMomentum 3.2<4.5A.R:R -0.8=NEGATIVEInsider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 87d clearSEMI CYCLE PEAK CLEARRange BoundSuitability: Aggressive
RSI
50 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $72.98Resistance $82.73

Price Targets

$75
$81
A.Upside+3.2%
A.R:R-0.8:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-5.5% upside)
! Momentum score 3.2/10 — below 4.5 minimum
! Negative risk/reward — downside exceeds upside

Earnings

B
B
M
M
2/4 beats
Next Earnings2026-07-27 (87d)

Verdict History

reverse chrono — latest first
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Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is BOH stock a buy right now?

Hold if already holding. Not a fresh buy at $78.60, but acceptable to hold if already in. Reasons: Concentration risk — Geographic: Hawaiʻi and the Pacific Islands; Analyst target reached - limited upside remaining. Chart setup: RSI 50 mid-range, Bollinger mid-band. Maintain position. Not compelling to add more. Target $81.08 (+3.2%), stop $74.54 (−5.4%), A.R:R -0.8:1. Score 5.9/10, moderate confidence.

What is the BOH stock price target?

Take-profit target: $81.08 (+3.2% upside). Target $81.08 (+3.2%), stop $74.54 (−5.4%), A.R:R -0.8:1. Stop-loss: $74.54.

What are the risks of investing in BOH?

Concentration risk — Geographic: Hawaiʻi and the Pacific Islands; Analyst target reached - limited upside remaining; Negative momentum.

Is BOH overvalued or undervalued?

Bank of Hawaii Corporation trades at a P/E of 15.6 (forward 11.1). TrendMatrix value score: 7.7/10. Verdict: Hold.

What do analysts say about BOH?

14 analysts cover BOH with a consensus score of 2.6/5. Average price target: $85.

What does Bank of Hawaii Corporation do?Bank of Hawaii is a bank holding company headquartered in Honolulu serving Hawaiʻi, Guam, and other Pacific Islands...

Bank of Hawaii is a bank holding company headquartered in Honolulu serving Hawaiʻi, Guam, and other Pacific Islands through Consumer Banking, Commercial Banking, and Treasury segments. Revenue comes from interest income on loans and investment securities, wealth management fees, and service charges. It holds the largest retail banking presence in Hawaii.

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