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Bank of Hawaii Corporation (BOH) Stock Analysis

HoldModerate Confidence

Financial Services · Banks - Regional

Hold if already holding. Not a fresh buy at $76.49, but acceptable to hold if already in. Reasons: Concentration risk — Geographic: Hawaiʻi and the Pacific Islands; Concentration risk — Loan Portfolio: residential mortgage loans (33.9%).

Bank of Hawaii is a Delaware bank holding company headquartered in Honolulu, providing financial products and services primarily in Hawaiʻi, Guam, and other Pacific Islands through Consumer Banking, Commercial Banking, and Treasury segments. Business is primarily concentrated in... Read more

$76.49+4.2% A.UpsideScore 6.0/10#63 of 142 Banks - Regional
QualityF-score8 / 9FCF yield
IncomeYield3.64%(5y avg 4.13%)Payout56.45%sustainable
Stop $72.77Target $79.73(resistance)A.R:R -0.3:1
Analyst target$86.67+13.3%6 analysts
$79.73our TP
$76.49price
$86.67mean
$95

Hold if already holding. Not a fresh buy at $76.49, but acceptable to hold if already in. Reasons: Concentration risk — Geographic: Hawaiʻi and the Pacific Islands; Concentration risk — Loan Portfolio: residential mortgage loans (33.9%). Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Maintain position. Not compelling to add more. Score 6.0/10, moderate confidence.

Passes 6/8 gates (clean insider activity, no SEC red flags, news events none recent, earnings proximity 68d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and favorable risk/reward ratio. Suitability: aggressive.

Recent Developments — Bank of Hawaii Corporation

Generated 2026-05-20T20:21:21Z.

Thesis

Rewards
Sector modifier (Financial Services): +1.0
Attractive valuation
Strong growth profile
Risks
Concentration risk — Geographic: Hawaiʻi and the Pacific Islands
Concentration risk — Loan Portfolio: residential mortgage loans (33.9%)
Analyst target reached - limited upside remaining

Key Metrics

P/E (TTM)15.5
P/E (Fwd)11.0
Mkt Cap$3.0B
EV/EBITDA
Profit Mgn30.1%
ROE12.3%
Rev Growth14.4%
Beta0.72
Dividend3.64%
Rating analysts14

Quality Signals

Piotroski F8/9MoatNarrow

Options Flow

P/C1.68bearish
IV39%normal

Concentration Risks(10-K Item 1A)

  • HIGHGeographicHawaiʻi and the Pacific Islands
    10-K Item 1A: 'our business and operations are primarily concentrated in Hawaiʻi and the Pacific Islands'
  • HIGHloan_portfolioresidential mortgage loans34%
    10-K Item 1A: 'our residential mortgage loans represented $4.8 billion, or 33.9%, of our total loan and lease portfolio'
  • MEDIUMloan_portfoliocommercial mortgage loans30%
    10-K Item 1A: 'our commercial mortgage loans represented approximately $4.2 billion, or 29.9%, of our total loan and lease portfolio'

Material Events(8-K, last 90d)

  • 2026-02-24Item 5.02LOW
    Compensation Committee approved 2025 EIP awards and 2026 base salaries for NEOs including CEO Peter Ho ($2,312,500 bonus; $925,000 salary) and new CFO Bradley Satenberg ($425,000 bonus; $500,000 salary). Routine compensatory arrangements.
    SEC filing →

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

1 floor-breaker

Momentum below the gate floor. Component breakdown shows what dragged the score down.static

Macd
0.0
Obv
1.0
Volume
3.2
Rsi
5.5
Ma Position
6.0
Volume distribution (falling OBV)Above 200-day MA
GatesMomentum 3.1<4.5A.R:R -0.3=NEGATIVEInsider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 68d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Aggressive
RSI
47 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $74.43Resistance $81.36

Price Targets

$73
$80
A.Upside+4.2%
A.R:R-0.3:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeRisk-Off

Risk Alerts

! Target reached (-1.4% upside)
! Momentum score 3.1/10 — below 4.5 minimum
! Negative risk/reward — downside exceeds upside

Earnings

B
B
M
M
2/4 beats
Next Earnings2026-07-27 (68d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is BOH stock a buy right now?

Hold if already holding. Not a fresh buy at $76.49, but acceptable to hold if already in. Reasons: Concentration risk — Geographic: Hawaiʻi and the Pacific Islands; Concentration risk — Loan Portfolio: residential mortgage loans (33.9%). Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Maintain position. Not compelling to add more. Target $79.73 (+4.2%), stop $72.77 (−5.1%), A.R:R -0.3:1. Score 6.0/10, moderate confidence.

What is the BOH stock price target?

Take-profit target: $79.73 (+4.2% upside). Target $79.73 (+4.2%), stop $72.77 (−5.1%), A.R:R -0.3:1. Stop-loss: $72.77.

What are the risks of investing in BOH?

Concentration risk — Geographic: Hawaiʻi and the Pacific Islands; Concentration risk — Loan Portfolio: residential mortgage loans (33.9%); Analyst target reached - limited upside remaining.

Is BOH overvalued or undervalued?

Bank of Hawaii Corporation trades at a P/E of 15.5 (forward 11.0). TrendMatrix value score: 7.7/10. Verdict: Hold.

What do analysts say about BOH?

14 analysts cover BOH with a consensus score of 2.6/5. Average price target: $87.

What does Bank of Hawaii Corporation do?Bank of Hawaii is a Delaware bank holding company headquartered in Honolulu, providing financial products and services...

Bank of Hawaii is a Delaware bank holding company headquartered in Honolulu, providing financial products and services primarily in Hawaiʻi, Guam, and other Pacific Islands through Consumer Banking, Commercial Banking, and Treasury segments. Business is primarily concentrated in Hawaiʻi and the Pacific Islands, with local economic conditions heavily influencing credit quality and loan demand. The loan portfolio is 33.9% residential mortgage and 29.9% commercial mortgage.

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