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Bank Of Montreal (BMO) Stock Analysis

Catalyst-Driven edge

HoldModerate Confidence

Financial Services · Banks - Diversified

Hold if already holding. Not a fresh buy at $153.80, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (1.4% away).

Bank of Montreal engages in the provision of diversified financial services primarily in North America. The company operates through Canadian P&C, U.S P&C, BMO Wealth Management, and BMO Capital Markets segments. It's personal banking products and services include deposits, home... Read more

$153.80-0.6% A.UpsideScore 5.1/10#18 of 19 Banks - Diversified
QualityF-score8 / 9FCF yield
IncomeYield3.20%(5y avg 4.18%)Payout54.33%sustainable
Stop $147.76Target $152.88(resistance)A.R:R -4.4:1
Analyst target$141.14-8.2%3 analysts
$152.88our TP
$153.80price
$141.14mean
$126

Hold if already holding. Not a fresh buy at $153.80, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (1.4% away). Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Maintain position. Not compelling to add more. Score 5.1/10, moderate confidence.

Passes 5/8 gates (clean insider activity, no SEC red flags, news events none recent, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and favorable risk/reward ratio. Suitability: moderate.

Recent Developments — Bank Of Montreal

Generated 2026-05-20T20:21:21Z.

Thesis

Rewards
Sector modifier (Financial Services): +1.0
Strong earnings beat streak (4/4)
Risks
Analyst target reached - limited upside remaining
Near 52-week high (1.4% away)
V7 low-quality RISK_OFF penalty: -0.5 (Q=5.4)

Key Metrics

P/E (TTM)17.4
P/E (Fwd)13.1
Mkt Cap$107.5B
EV/EBITDA
Profit Mgn27.1%
ROE10.5%
Rev Growth10.0%
Beta1.17
Dividend3.20%
Rating analysts19

Quality Signals

Piotroski F8/9

Options Flow

P/C1.05bearish
IV30%normal

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

2 floor-breakers

Momentum below the gate floor. Component breakdown shows what dragged the score down.static

Macd
0.0
Volume
0.0
Obv
1.0
Rsi
5.5
Ma Position
9.0
Volume distribution (falling OBV)Above 200-day MA

Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static

Value Rank
2.9
Quality Rank
2.9
Growth Rank
4.7
GatesMomentum 3.1<4.5A.R:R -4.4=NEGATIVEEARNINGS PROXIMITY 8d<=14d (soft)Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Moderate
RSI
57 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $146.35Resistance $156.00

Price Targets

$148
$153
A.Upside-0.6%
A.R:R-4.4:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeRisk-Off

Risk Alerts

! Target reached (-22.0% upside)
! Momentum score 3.1/10 — below 4.5 minimum
! Negative risk/reward — downside exceeds upside

Earnings

B
B
B
B
4/4 beats
Next Earnings2026-05-27 (8d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is BMO stock a buy right now?

Hold if already holding. Not a fresh buy at $153.80, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (1.4% away). Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Maintain position. Not compelling to add more. Target $152.88 (-0.6%), stop $147.76 (−4.1%), A.R:R -4.4:1. Score 5.1/10, moderate confidence.

What is the BMO stock price target?

Take-profit target: $152.88 (-0.6% upside). Target $152.88 (-0.6%), stop $147.76 (−4.1%), A.R:R -4.4:1. Stop-loss: $147.76.

What are the risks of investing in BMO?

Analyst target reached - limited upside remaining; Near 52-week high (1.4% away); V7 low-quality RISK_OFF penalty: -0.5 (Q=5.4).

Is BMO overvalued or undervalued?

Bank Of Montreal trades at a P/E of 17.4 (forward 13.1). TrendMatrix value score: 6.4/10. Verdict: Hold.

What do analysts say about BMO?

19 analysts cover BMO with a consensus score of 3.3/5. Average price target: $141.

What does Bank Of Montreal do?Bank of Montreal engages in the provision of diversified financial services primarily in North America. The company...

Bank of Montreal engages in the provision of diversified financial services primarily in North America. The company operates through Canadian P&C, U.S P&C, BMO Wealth Management, and BMO Capital Markets segments. It's personal banking products and services include deposits, home lending, consumer credit, small business lending, credit cards, cash management, financial and investment advice, and other banking services; and commercial banking products and services comprise various of financing options and treasury and payment solutions, as well as risk management products. It also offers investing, banking, and wealth management advisory; digital investing services; financial solutions for individuals, families, and businesses; offers investment management services to institutional, retail, and high net worth investors; and diversified insurance, and wealth and pension de-risking solutions. In addition, the company provides individual life, critical illness and annuity products, as well as segregated funds, and group creditor and travel insurance to customers; debt and equity capital-raising, loan origination and syndication, balance sheet management, treasury management, mergers and acquisitions advice, restructurings and recapitalizations, trade finance, and risk mitigation services, as well as a range of banking and other operating services. Further, the company offers research and access to financial markets for institutional, corporate and retail clients through an integrated suite of sales and trading solutions related to debt, foreign exchange, interest rates, credit, equities, securitization, and commodities; provides new product development and origination services, as well as risk management and advisory services for hedging strategies, including in interest rates, foreign exchange rates and commodities prices; and funding and liquidity management services. Bank of Montreal was founded in 1817 and is headquartered in Montreal, Canada.

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