Ameris Bancorp (ABCB) Stock Analysis
Financial Services · Banks - Regional
Hold if already holding. Not a fresh buy at $82.60, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Negative momentum.
Ameris Bancorp operates through Ameris Bank with 163 full-service branches primarily in Georgia, Alabama, Florida, North Carolina, and South Carolina, with $27.5 billion in total assets and $22.1 billion in total loans at December 31, 2025. Revenue is driven primarily by net... Read more
Hold if already holding. Not a fresh buy at $82.60, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Negative momentum. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Maintain position. Not compelling to add more. Score 6.1/10, moderate confidence.
Passes 5/8 gates (clean insider activity, news events none recent, earnings proximity 69d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and favorable risk/reward ratio. Suitability: moderate.
Recent Developments — Ameris Bancorp
Latest news
- Ameris (ABCB) Deep Dive | Q4 2025: EPS Misses Views - Collaborative Trading Signals - Xã Vĩnh Công — Xã Vĩnh Công negative
- Unlocking Q1 Potential of Ameris Bancorp (ABCB): Exploring Wall Street Estimates for Key Metrics - Yahoo Finance — Yahoo Finance positive
- Ameris Bancorp Earnings: What To Look For From ABCB - StockStory — StockStory neutral
- Ameris Bancorp Earnings: What To Look For From ABCB - Yahoo Finance — Yahoo Finance neutral
- Ameris Bancorp Earnings: What To Look For From ABCB - FinancialContent — FinancialContent neutral
Generated 2026-05-20T20:21:21Z.
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- MEDIUMloan_portfoliouninsured deposits48%10-K Item 1A: 'approximately 47.7% of our deposits were uninsured, and we rely on these deposits for liquidity'
Material Events(8-K, last 90d)
- 2026-02-24Item 5.02LOWJames A. LaHaise (Corporate EVP and Chief Strategy Officer) will retire effective April 30, 2026 per Retirement Agreement signed February 19, 2026. Retirement is voluntary; no successor named.SEC filing →
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer
Rating Breakdown
1 floor-breaker·1 ceiling hit
Momentum below the gate floor. Component breakdown shows what dragged the score down.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Hold if already holding. Not a fresh buy at $82.60, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Negative momentum. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Maintain position. Not compelling to add more. Target $86.23 (+4.4%), stop $79.48 (−3.9%), A.R:R -0.2:1. Score 6.1/10, moderate confidence.
Take-profit target: $86.23 (+4.4% upside). Target $86.23 (+4.4%), stop $79.48 (−3.9%), A.R:R -0.2:1. Stop-loss: $79.48.
Analyst target reached - limited upside remaining; Negative momentum.
Ameris Bancorp trades at a P/E of 13.1 (forward 11.7). TrendMatrix value score: 7.7/10. Verdict: Hold.
13 analysts cover ABCB with a consensus score of 3.9/5. Average price target: $94.
What does Ameris Bancorp do?Ameris Bancorp operates through Ameris Bank with 163 full-service branches primarily in Georgia, Alabama, Florida,...
Ameris Bancorp operates through Ameris Bank with 163 full-service branches primarily in Georgia, Alabama, Florida, North Carolina, and South Carolina, with $27.5 billion in total assets and $22.1 billion in total loans at December 31, 2025. Revenue is driven primarily by net interest income (77.6% of 2025 revenue), with deposits insured by the FDIC up to applicable limits.