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WTBAWest BancorporationHold6.2·$27.09-1.17%
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West Bancorporation (WTBA) Stock Analysis

Breakout setup · Catalyst-Driven edge

HoldModerate Confidence

Financial Services · Banks - Regional

Hold if already holding. Not a fresh buy at $27.09, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (1.9% away).

West Bancorporation, Inc. operates as the bank holding company for West Bank that provides community banking and trust services to individuals and small- to medium-sized businesses in the United States. The company offers deposit services, including checking, savings, and money... Read more

$27.09-0.1% A.UpsideScore 6.2/10#58 of 225 Banks - Regional
QualityF-score8 / 9FCF yield
IncomeYield3.70%(5y avg 4.59%)Payout48.31%sustainable
Stop $25.51Target $27.07(resistance)A.R:R -1.3:1
Analyst target$26.25-3.1%2 analysts
$27.07our TP
$27.09price
$26.25mean
$26

Hold if already holding. Not a fresh buy at $27.09, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (1.9% away). Chart setup: Golden cross, above all MAs, RSI 69, MACD bullish. Maintain position. Not compelling to add more. Score 6.2/10, moderate confidence.

Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 19d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.

TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Thu, Jul 23, 202619d to earnings· next earnings call

Thesis

Rewards
Strong earnings beat streak (3/4)
Attractive valuation
Strong growth profile
Risks
Analyst target reached - limited upside remaining
Near 52-week high (1.9% away)

Key Metrics

P/E (TTM)13.1
P/E (Fwd)9.5
Mkt Cap$461M
EV/EBITDA
Profit Mgn35.6%
ROE13.9%
Rev Growth16.6%
Beta0.70
Dividend3.70%
Rating analysts7

Quality Signals

Piotroski F8/9MoatNarrow

Options Flow

P/C0.17bullish
IV88%elevated

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Methodology · Editorial policy & full disclaimer

Rating Breakdown

1 ceiling hit

GatesA.R:R -1.3=NEGATIVEMomentum 5.8>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 19d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARBreakoutSuitability: Aggressive
RSI
69 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $23.50Resistance $27.62

Price Targets

$26
$27
A.Upside-0.1%
A.R:R-1.3:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-17.6% upside)
! Negative risk/reward — downside exceeds upside

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-07-23 (19d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is WTBA stock a buy right now?

Hold if already holding. Not a fresh buy at $27.09, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (1.9% away). Chart setup: Golden cross, above all MAs, RSI 69, MACD bullish. Maintain position. Not compelling to add more. Target $27.07 (-0.1%), stop $25.51 (−6.2%), A.R:R -1.3:1. Score 6.2/10, moderate confidence.

What is the WTBA stock price target?

Take-profit target: $27.07 (-0.1% upside). Target $27.07 (-0.1%), stop $25.51 (−6.2%), A.R:R -1.3:1. Stop-loss: $25.51.

What are the risks of investing in WTBA?

Analyst target reached - limited upside remaining; Near 52-week high (1.9% away).

Is WTBA overvalued or undervalued?

West Bancorporation trades at a P/E of 13.1 (forward 9.5). TrendMatrix value score: 8.9/10. Verdict: Hold.

What do analysts say about WTBA?

7 analysts cover WTBA with a consensus score of 2.3/5. Average price target: $26.

What does West Bancorporation do?West Bancorporation, Inc. operates as the bank holding company for West Bank that provides community banking and trust...

West Bancorporation, Inc. operates as the bank holding company for West Bank that provides community banking and trust services to individuals and small- to medium-sized businesses in the United States. The company offers deposit services, including checking, savings, and money market accounts, as well as time certificates of deposit. It also provides loan products comprising commercial real estate loans, construction and land development loans, commercial lines of credit, and commercial term loans; and consumer loans, including loans extended to individuals for household, family, and other personal expenditures not secured by real estate, as well as 1-4 family residential mortgages and home equity loans. In addition, the company offers online and mobile banking services; treasury management services, including online and mobile cash management, client-generated automated clearing house transactions, remote deposit capture, lock box and fraud protection services; merchant credit card processing and corporate credit cards; and trust services, such as administration of estates, conservatorships, personal trusts, and agency accounts. West Bancorporation, Inc. was founded in 1893 and is headquartered in West Des Moines, Iowa.

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