VersaBank (VBNK) Q2 2026 earnings — TrendMatrix coverage
Reported
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure
Key numbers
- Adjusted EPS
- $0.27
- Estimate
- $0.28
- Surprise
- -1.7%
- Revenue (period 2026-07-31)
- $38.8M
- Score today
- 6.0/10
Revenue source: yfinance_provisional (provisional — SEC XBRL not yet filed for this period).
How the report landed
VersaBank (VBNK) missed the $0.28 estimate with adjusted EPS of $0.27 — a modest 1.7% shortfall.
Where TrendMatrix's rating stands now
TrendMatrix currently rates VBNK Hold at 6.0/10; no pre/post engine snapshot brackets this report.
2 of the last 4 quarters beat the estimate; this quarter's -1.7% surprise compares with a +2.4% four-quarter average. Next scheduled report: 2026-12-09.
What supports the rating
- Sector modifier (Financial Services): +1.0
- Attractive valuation
What argues against it
- Analyst target reached - limited upside remaining
- V7 low-quality RISK_OFF penalty: -0.5 (Q=4.6)
- Target reached (-6.2% upside)
This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.
The levels TrendMatrix's engine tracks
- Current price
- $23.11
- Price target
- $26.57
- Stop
- $21.52
- Upside to target
- +15.0%
The stock trades at 30.7× trailing but 11.6× forward earnings — consensus estimates already build in a substantial earnings recovery.
Model outputs from TrendMatrix’s engine as of 2026-09-24 — shown for context, not personalized investment advice.
VBNK at TrendMatrix's latest read
For financials, the EPS print is only half the story: credit costs, reserve builds, and rate sensitivity decide how a quarter actually lands.
- Industry
- Banks - Regional
- Market cap
- $747.6M
- P/E (fwd)
- 11.6
- P/E (ttm)
- 30.7
- 52-week range
- $11.25–$25.05
- Off 52-week high
- 7.8%
- RSI (14)
- 68
- Volume vs avg
- 0.05×
- Score today
- 6.0/10