VersaBank (VBNK) Q2 2026 earnings — TrendMatrix coverage
Reported
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure
Key numbers
- Reported EPS
- $0.27
- Estimate
- $0.28
- Surprise
- -1.7%
- Score today
- 6.4/10
Revenue for this quarter isn’t shown: the reported figure hasn’t cleared TrendMatrix’s freshness and sanity checks yet, and consensus revenue isn’t tracked. EPS above is the available figure.
How the report landed
VersaBank (VBNK) missed the $0.28 estimate with diluted EPS of $0.27 — a modest 1.7% shortfall.
Where TrendMatrix's rating stands now
TrendMatrix currently rates VBNK Hold at 6.4/10; no pre/post engine snapshot brackets this report.
2 of the last 4 quarters beat the estimate; this quarter's -1.7% surprise compares with a +2.4% four-quarter average.
What supports the rating
- Sector modifier (Financial Services): +1.0
- Positive news sentiment (+0.90)
What argues against it
- Analyst target reached - limited upside remaining
- V7 low-quality RISK_OFF penalty: -0.5 (Q=4.6)
- Target reached (-9.0% upside)
This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.
The levels TrendMatrix's engine tracks
- Current price
- $22.47
- Price target
- $25.78
- Stop
- $20.85
- Upside to target
- +14.7%
The stock trades at 28.6× trailing but 11.0× forward earnings — consensus estimates already build in a substantial earnings recovery.
Risk check: trading volume is running 1.7× its average — elevated turnover around the report window.
Model outputs from TrendMatrix’s engine as of 2026-09-04 — shown for context, not personalized investment advice.
VBNK at TrendMatrix's latest read
For financials, the EPS print is only half the story: credit costs, reserve builds, and rate sensitivity decide how a quarter actually lands.
- Industry
- Banks - Regional
- Market cap
- $667.5M
- P/E (fwd)
- 11.0
- P/E (ttm)
- 28.6
- 52-week range
- $11.25–$25.05
- Off 52-week high
- 10.3%
- RSI (14)
- 66
- Volume vs avg
- 1.67×
- Score today
- 6.4/10