UWM Holdings (UWMC) Q2 2026 earnings — TrendMatrix coverage
Reported
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure
Key numbers
- Reported EPS
- -$1.09
- Estimate
- $0.08
- Surprise
- -1421.1%
- Score at report (before → after)
- 6.2 → 6.3/10
Revenue for this quarter isn’t shown: the reported figure hasn’t cleared TrendMatrix’s freshness and sanity checks yet, and consensus revenue isn’t tracked. EPS above is the available figure.
How the report landed
UWM Holdings (UWMC) reported a wider loss than forecast — diluted EPS of -$1.09 against the $0.08 estimate (a 1421.1% shortfall). TrendMatrix's engine moved from Sell (6.2/10) to Buy (Wait) at 6.3/10 after the report — the engine's score rose despite the miss.
Where TrendMatrix's rating stands now
TrendMatrix currently rates UWMC Sell at 4.8/10.
1 of the last 4 quarters beat the estimate; this quarter's -1421.1% surprise compares with a -370.7% four-quarter average. Next scheduled report: 2026-11-05.
What argues against it
- Concentration risk — Customer: Fannie Mae, Freddie Mac, and Ginnie Mae (90.0%)
- Quality below floor (3.3 < 4.0)
- Momentum score 4.4/10 — below 4.5 minimum
This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.
The levels TrendMatrix's engine tracks
- Current price
- $1.46
- Price target
- $1.93
- Stop
- $1.36
- Upside to target
- +32.2%
- Reward-to-risk
- 2.5:1
Model outputs from TrendMatrix’s engine as of 2026-09-04 — shown for context, not personalized investment advice.
UWMC at TrendMatrix's latest read
For financials, the EPS print is only half the story: credit costs, reserve builds, and rate sensitivity decide how a quarter actually lands.
- Industry
- Mortgage Finance
- Market cap
- $4.18B
- P/E (fwd)
- 4.0
- 52-week range
- $0.93–$7.14
- Off 52-week high
- 79.6%
- RSI (14)
- 47
- Volume vs avg
- 0.07×
- Score today
- 4.8/10