Triumph Financial (TFIN) Q3 2026 earnings — TrendMatrix coverage
Reported
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure · Editorial policy
Key numbers
- Adjusted EPS
- $0.52
- Estimate
- $0.60
- Surprise
- -13.0%
- Revenue (period 2026-09-30)
- $130.6M
- Score at report (before → after)
- 5.3 → 5.3/10
Revenue source: xbrl.
How the report landed
Triumph Financial (TFIN) missed the $0.60 estimate with adjusted EPS of $0.52 — a large 13.0% shortfall. TrendMatrix's engine moved from Buy (Wait) (5.3/10) to Hold at 5.3/10 after the report.
Coverage in the report window
- UPDATE: Triumph Financial Q3 Adj. EPS $0.54 Misses $0.59 Estimate, Sales $125.672M Beat $122.751M Estimate — benzinga, 2026-10-21
- Triumph Financial Q3 EPS $0.52 Misses $0.60 Estimate, Sales $125.672M Beat $122.751M Estimate — benzinga, 2026-10-21
Where TrendMatrix's rating stands now
TrendMatrix currently rates TFIN Hold at 5.3/10.
2 of the last 4 quarters beat the estimate; this quarter's -13.0% surprise compares with a +50.2% four-quarter average.
What supports the rating
- Sector modifier (Financial Services): +1.0
- Strong growth profile
What argues against it
- Concentration risk — Loan Portfolio: transportation equipment lending (95.0%)
- Concentration risk — Loan Portfolio: transportation factoring (97.0%)
- Thin upside margin: 5.3%
This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.
The levels TrendMatrix's engine tracks
- Current price
- $61.99
- Price target
- $65.25
- Stop
- $58.41
- Upside to target
- +5.3%
- Reward-to-risk
- 0.9:1
The stock trades at 41.6× trailing but 18.9× forward earnings — consensus estimates already build in a substantial earnings recovery.
Model outputs from TrendMatrix’s engine as of 2026-10-22 — shown for context, not personalized investment advice.
TFIN at TrendMatrix's latest read
For financials, the EPS print is only half the story: credit costs, reserve builds, and rate sensitivity decide how a quarter actually lands.
- Industry
- Banks - Regional
- Market cap
- $1.48B
- P/E (fwd)
- 18.9
- P/E (ttm)
- 41.6
- 52-week range
- $49.27–$83.52
- Off 52-week high
- 25.8%
- RSI (14)
- 56
- Volume vs avg
- 1.08×
- Score today
- 5.3/10