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TCBITexas Capital Bancshares, Inc.Hold5.3·$101.03

Texas Capital Bancshares (TCBI) Q3 2026 earnings — TrendMatrix coverage

BEAT+20.5% vs estimateEPS $2.35 vs $1.95 estCurrent verdict Hold 5.3/10

Reported

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure · Editorial policy

Event detail · Q3 2026

Key numbers

Adjusted EPS
$2.35
Estimate
$1.95
Surprise
+20.5%
Revenue (period 2026-09-30)
$457.2M
Score today
5.3/10

Revenue source: xbrl.

Report record · Q3 2026

How the report landed

Texas Capital Bancshares (TCBI) beat the $1.95 estimate with adjusted EPS of $2.35 — a large 20.5% upside surprise.

Around the report

Coverage in the report window

  • TD Cowen Maintains Hold on Texas Capital Bancshares, Raises Price Target to $104 — benzinga, 2026-10-23
  • RBC Capital Maintains Sector Perform on Texas Capital Bancshares, Lowers Price Target to $110 — benzinga, 2026-10-22
Current read · as of 2026-11-11

Where TrendMatrix's rating stands now

TrendMatrix currently rates TCBI Hold at 5.3/10; no pre/post engine snapshot brackets this report.

1 of the last 1 quarters beat the estimate; this quarter's +20.5% surprise compares with a +20.5% four-quarter average. Next scheduled report: 2027-01-21.

What supports the rating

  • Sector modifier (Financial Services): +1.0
  • Attractive valuation

What argues against it

  • Concentration risk — Regulatory: Federal Reserve
  • Analyst target reached - limited upside remaining
  • V7 low-quality RISK_OFF penalty: -0.5 (Q=5.3)

This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.

Current engine read

The levels TrendMatrix's engine tracks

Current price
$101.03
Stop
$93.96

At 13.0× trailing and 12.0× forward earnings, consensus estimates imply little change in earnings power.

Risk check: RSI 71 — a level conventionally read as overbought; gains at these levels often lean on momentum.

Model outputs from TrendMatrix’s engine as of 2026-11-11 — shown for context, not personalized investment advice.

Financial Services context

TCBI at TrendMatrix's latest read

For financials, the EPS print is only half the story: credit costs, reserve builds, and rate sensitivity decide how a quarter actually lands.

Industry
Banks - Regional
Market cap
$4.39B
P/E (fwd)
12.0
P/E (ttm)
13.0
52-week range
$82.14–$108.92
Off 52-week high
7.2%
RSI (14)
71
Volume vs avg
0.96×
Score today
5.3/10

EPS and the estimate come from Yahoo Finance’s earnings calendar, captured around the report date. That EPS is the adjusted figure analysts forecast, so it can differ from the GAAP diluted EPS in the company’s filing, and consensus estimates vary between data providers. Revenue comes from SEC XBRL company facts where available, yfinance-provisional otherwise. Not a buy/sell rating, a price target, or investment advice — see the current verdict on the stock’s main page for TrendMatrix’s live read.

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