Sezzle (SEZL) Q3 2026 earnings — TrendMatrix coverage
Reported
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure · Editorial policy
Key numbers
- Adjusted EPS
- $1.37
- Estimate
- $1.29
- Surprise
- +6.3%
- Score today
- 7.2/10
Revenue for this quarter isn’t shown: the reported figure hasn’t cleared TrendMatrix’s freshness and sanity checks yet, and consensus revenue isn’t tracked. EPS above is the available figure.
How the report landed
Sezzle (SEZL) beat the $1.29 estimate with adjusted EPS of $1.37 — a clear 6.3% upside surprise.
Where TrendMatrix's rating stands now
TrendMatrix currently rates SEZL Buy (Wait) at 7.2/10; no pre/post engine snapshot brackets this report.
4 of the last 4 quarters beat the estimate; this quarter's +6.3% surprise compares with a +14.9% four-quarter average.
What supports the rating
- V7 flight-to-quality bonus: +0.5 (Q=9.2 in RISK_OFF)
- Sector modifier (Financial Services): +1.0
What argues against it
- Concentration risk — Counterparty: WebBank
- Thin upside margin: 6.4%
- Elevated risk factors
This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.
The levels TrendMatrix's engine tracks
- Current price
- $136.69
- Entry target
- $121.18
- Price target
- $145.44
- Stop
- $112.70
- Upside to target
- +6.4%
- Reward-to-risk
- 0.4:1
The stock trades at 30.0× trailing but 20.6× forward earnings — consensus estimates already build in a substantial earnings recovery.
Risk check: trading volume is running 2.2× its average — elevated turnover around the report window.
Model outputs from TrendMatrix’s engine as of 2026-11-05 — shown for context, not personalized investment advice.
SEZL at TrendMatrix's latest read
For financials, the EPS print is only half the story: credit costs, reserve builds, and rate sensitivity decide how a quarter actually lands.
- Industry
- Credit Services
- Market cap
- $4.62B
- P/E (fwd)
- 20.6
- P/E (ttm)
- 30.0
- 52-week range
- $49.50–$195.71
- Off 52-week high
- 30.2%
- RSI (14)
- 53
- Volume vs avg
- 2.22×
- Score today
- 7.2/10