Sezzle (SEZL) Q2 2026 earnings — TrendMatrix coverage
Reported
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure
Key numbers
- Reported EPS
- $1.13
- Estimate
- $1.01
- Surprise
- +11.3%
- Revenue (period 2026-06-30)
- $84.7M
- Score today
- 7.0/10
Revenue source: xbrl.
How the report landed
Sezzle (SEZL) beat the $1.01 estimate with diluted EPS of $1.13 — a large 11.3% upside surprise.
Where TrendMatrix's rating stands now
TrendMatrix currently rates SEZL Buy (Wait) at 7.0/10; no pre/post engine snapshot brackets this report.
4 of the last 4 quarters beat the estimate; this quarter's +11.3% surprise compares with a +15.6% four-quarter average. Next scheduled report: 2026-11-04.
What supports the rating
- V7 flight-to-quality bonus: +0.5 (Q=9.2 in RISK_OFF)
- Sector modifier (Financial Services): +1.0
What argues against it
- Concentration risk — Counterparty: WebBank
- Momentum score 4.1/10 — below 4.5 minimum
- Critical SEC filing
This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.
The levels TrendMatrix's engine tracks
- Current price
- $121.00
- Entry target
- $119.97
- Price target
- $146.16
- Stop
- $109.02
- Upside to target
- +20.8%
- Reward-to-risk
- 2.3:1
The stock trades at 26.4× trailing but 18.1× forward earnings — consensus estimates already build in a substantial earnings recovery.
Model outputs from TrendMatrix’s engine as of 2026-09-06 — shown for context, not personalized investment advice.
SEZL at TrendMatrix's latest read
For financials, the EPS print is only half the story: credit costs, reserve builds, and rate sensitivity decide how a quarter actually lands.
- Industry
- Credit Services
- Market cap
- $4.06B
- P/E (fwd)
- 18.1
- P/E (ttm)
- 26.4
- 52-week range
- $49.50–$195.71
- Off 52-week high
- 38.2%
- RSI (14)
- 48
- Volume vs avg
- 0.50×
- Score today
- 7.0/10