Root (ROOT) Q3 2026 earnings — TrendMatrix coverage
Reported
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure · Editorial policy
Key numbers
- Adjusted EPS
- $0.86
- Estimate
- $0.60
- Surprise
- +44.5%
- Revenue (period 2026-09-30)
- $381.3M
- Score today
- 5.4/10
Revenue source: xbrl.
How the report landed
Root (ROOT) beat the $0.60 estimate with adjusted EPS of $0.86 — a large 44.5% upside surprise.
Where TrendMatrix's rating stands now
TrendMatrix currently rates ROOT Hold at 5.4/10; no pre/post engine snapshot brackets this report.
4 of the last 4 quarters beat the estimate; this quarter's +44.5% surprise compares with a +166.6% four-quarter average.
What supports the rating
- Sector modifier (Financial Services): +1.0
- Strong earnings beat streak (4/4)
What argues against it
- Analyst target reached - limited upside remaining
- V7 low-quality RISK_OFF penalty: -0.5 (Q=5.5)
- Elevated risk factors
This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.
The levels TrendMatrix's engine tracks
- Current price
- $57.15
- Stop
- $53.15
Forward estimates sit below the trailing run-rate (18.7× forward vs 16.1× trailing) — consensus expects earnings to decline from here.
Risk check: RSI 71 — a level conventionally read as overbought; gains at these levels often lean on momentum.
Model outputs from TrendMatrix’s engine as of 2026-11-05 — shown for context, not personalized investment advice.
ROOT at TrendMatrix's latest read
For financials, the EPS print is only half the story: credit costs, reserve builds, and rate sensitivity decide how a quarter actually lands.
- Industry
- Insurance - Property & Casualty
- Market cap
- $885.4M
- P/E (fwd)
- 18.7
- P/E (ttm)
- 16.1
- 52-week range
- $40.91–$91.00
- Off 52-week high
- 37.2%
- RSI (14)
- 71
- Volume vs avg
- 1.29×
- Score today
- 5.4/10