Root (ROOT) Q2 2026 earnings — TrendMatrix coverage
Reported
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure
Key numbers
- Adjusted EPS
- $1.80
- Estimate
- $0.72
- Surprise
- +149.6%
- Revenue (period 2026-06-30)
- $389.2M
- Score at report (before → after)
- 5.8 → 6.0/10
Revenue source: xbrl.
How the report landed
Root (ROOT) beat the $0.72 estimate with adjusted EPS of $1.80 — a large 149.6% upside surprise. TrendMatrix's engine moved from Sell (5.8/10) to Buy (Wait) at 6.0/10 after the report.
Where TrendMatrix's rating stands now
TrendMatrix currently rates ROOT Hold at 5.3/10.
4 of the last 4 quarters beat the estimate; this quarter's +149.6% surprise compares with a +162.1% four-quarter average. Next scheduled report: 2026-11-04.
What supports the rating
- Sector modifier (Financial Services): +1.0
- Strong earnings beat streak (4/4)
What argues against it
- V7 low-quality RISK_OFF penalty: -0.5 (Q=5.5)
- Earnings estimates trending DOWN
- Negative momentum
This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.
The levels TrendMatrix's engine tracks
- Current price
- $47.17
- Price target
- $52.37
- Stop
- $43.87
- Upside to target
- +11.0%
- Reward-to-risk
- 1.5:1
Forward estimates sit below the trailing run-rate (16.8× forward vs 13.4× trailing) — consensus expects earnings to decline from here.
Risk check: RSI 24 — a level conventionally read as oversold.
Model outputs from TrendMatrix’s engine as of 2026-10-07 — shown for context, not personalized investment advice.
ROOT at TrendMatrix's latest read
For financials, the EPS print is only half the story: credit costs, reserve builds, and rate sensitivity decide how a quarter actually lands.
- Industry
- Insurance - Property & Casualty
- Market cap
- $734.7M
- P/E (fwd)
- 16.8
- P/E (ttm)
- 13.4
- 52-week range
- $40.91–$91.00
- Off 52-week high
- 48.2%
- RSI (14)
- 24
- Volume vs avg
- 0.61×
- Score today
- 5.3/10