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RBBRBB BancorpHold6.5·$27.13-2.83%
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RBB Bancorp (RBB) Stock Analysis

Catalyst-Driven edge

HoldVALUE-TRAP 1/5Moderate Confidence

Financial Services · Banks - Regional

Hold if already holding. Not a fresh buy at $27.13, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (3.8% away).

RBB Bancorp operates as the bank holding company for Royal Business Bank that provides business-banking and consumer products and services to Asian-centric communities in the United States. The company offers deposit products, including checking, savings, money market, and time... Read more

$27.13+1.9% A.UpsideScore 6.5/10#21 of 225 Banks - Regional
QualityF-score8 / 9FCF yield
IncomeYield2.36%(5y avg 3.16%)Payout27.12%sustainable
Stop $25.39Target $27.64(resistance)A.R:R -1.0:1
Analyst target$27.20+0.3%5 analysts
$27.64our TP
$27.13price
$27.20mean
$26
$29

Hold if already holding. Not a fresh buy at $27.13, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (3.8% away). Chart setup: No clear chart pattern; technical signals are mixed. Maintain position. Not compelling to add more. Score 6.5/10, moderate confidence.

Passes 6/8 gates (positive momentum, no SEC red flags, news events none recent, earnings proximity 16d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.

TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Mon, Jul 20, 202616d to earnings· next earnings call

Thesis

Rewards
Strong earnings beat streak (3/4)
Attractive valuation
Strong growth profile
Risks
Analyst target reached - limited upside remaining
Near 52-week high (3.8% away)

Key Metrics

P/E (TTM)11.5
P/E (Fwd)10.8
Mkt Cap$459M
EV/EBITDA
Profit Mgn32.3%
ROE7.9%
Rev Growth61.0%
Beta1.02
Dividend2.36%
Rating analysts12

Quality Signals

Piotroski F8/9

Options Flow

P/C1.00neutral
IV69%elevated

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Methodology · Editorial policy & full disclaimer

Rating Breakdown

1 ceiling hit

GatesA.R:R -1.0=NEGATIVEINSIDER 0.15%=MODERATEMomentum 6.9>=5.5No SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 16d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Aggressive
RSI
73 · Overbought
20D MA 50D MA 200D MAGOLDEN CROSSSupport $23.63Resistance $28.20

Price Targets

$25
$28
A.Upside+1.9%
A.R:R-1.0:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-12.8% upside)
! Negative risk/reward — downside exceeds upside

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-07-20 (16d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is RBB stock a buy right now?

Hold if already holding. Not a fresh buy at $27.13, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (3.8% away). Chart setup: No clear chart pattern; technical signals are mixed. Maintain position. Not compelling to add more. Target $27.64 (+1.9%), stop $25.39 (−6.9%), A.R:R -1.0:1. Score 6.5/10, moderate confidence.

What is the RBB stock price target?

Take-profit target: $27.64 (+1.9% upside). Target $27.64 (+1.9%), stop $25.39 (−6.9%), A.R:R -1.0:1. Stop-loss: $25.39.

What are the risks of investing in RBB?

Analyst target reached - limited upside remaining; Near 52-week high (3.8% away).

Is RBB overvalued or undervalued?

RBB Bancorp trades at a P/E of 11.5 (forward 10.8). TrendMatrix value score: 7.7/10. Verdict: Hold.

What do analysts say about RBB?

12 analysts cover RBB with a consensus score of 2.5/5. Average price target: $27.

What does RBB Bancorp do?RBB Bancorp operates as the bank holding company for Royal Business Bank that provides business-banking and consumer...

RBB Bancorp operates as the bank holding company for Royal Business Bank that provides business-banking and consumer products and services to Asian-centric communities in the United States. The company offers deposit products, including checking, savings, money market, and time deposits; retail deposits; brokered deposits, collateralized deposits, and deposits acquired through internet listing services; and certificates of deposit. It also provides lending products, such as single-family residential, commercial real estate, construction and land development, commercial and industrial, and small business administration loans. In addition, the company offers remote deposit, E-banking, mobile banking, and treasury management services. It operates branches in Los Angeles County, California; Orange County, California; Ventura County, California; Honolulu, Hawaii. RBB Bancorp was founded in 2008 and is headquartered in Los Angeles, California.

Related stocks: NBN (Northeast Bank) · BWFG (Bankwell Financial Group, Inc.) · NPB (Northpointe Bancshares, Inc.) · CUBI (Customers Bancorp, Inc) · COFS (ChoiceOne Financial Services, I)
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