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QFINQfin Holdings, Inc.Sell5.4·$9.02+3.45%

Qfin Holdings (QFIN) Q2 2026 earnings — TrendMatrix coverage

IN LINEEPS vs $7.07 estVerdict Buy (Wait)Hold

Reported

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure

Event detail · Q2 2026

Key numbers

Reported EPS
Estimate
$7.07
Surprise
Score at report (before → after)
5.45.7/10

Revenue for this quarter isn’t shown: the reported figure hasn’t cleared TrendMatrix’s freshness and sanity checks yet, and consensus revenue isn’t tracked. EPS above is the available figure.

Report record · Q2 2026

How the report landed

TrendMatrix's engine moved from Buy (Wait) (5.4/10) to Hold at 5.7/10 after the report.

Around the report

Coverage in the report window

  • JP Morgan Maintains Neutral on Qfin Holdings, Lowers Price Target to $13.5benzinga, 2026-08-11
Current read · as of 2026-09-05

Where TrendMatrix's rating stands now

TrendMatrix currently rates QFIN Sell at 5.4/10.

1 of the last 4 quarters beat the estimate. Next scheduled report: 2026-11-17.

What supports the rating

  • V7 quality resilience bonus: +0.2 (Q=7.6 in RISK_OFF)
  • Sector modifier (Financial Services): +1.0

What argues against it

  • Consecutive earnings misses (3)
  • Negative news sentiment (-0.67)
  • Earnings estimates trending DOWN

This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.

Current engine read

The levels TrendMatrix's engine tracks

Current price
$9.02
Price target
$13.11
Stop
$8.43
Upside to target
+45.3%
Reward-to-risk
3.5:1

Forward estimates sit below the trailing run-rate (2.6× forward vs 2.0× trailing) — consensus expects earnings to decline from here.

Risk check: RSI 25 — a level conventionally read as oversold.

Model outputs from TrendMatrix’s engine as of 2026-09-05 — shown for context, not personalized investment advice.

Financial Services context

QFIN at TrendMatrix's latest read

For financials, the EPS print is only half the story: credit costs, reserve builds, and rate sensitivity decide how a quarter actually lands.

Industry
Credit Services
Market cap
$1.06B
P/E (fwd)
2.6
P/E (ttm)
2.0
52-week range
$8.35$32.69
Off 52-week high
72.4%
RSI (14)
25
Volume vs avg
0.60×
Score today
5.4/10

Earnings figures are sourced from TrendMatrix’s pipeline (EPS: existing earnings extraction; revenue: SEC XBRL company facts where available, yfinance-provisional otherwise). Not a buy/sell rating, a price target, or investment advice — see the current verdict on the stock’s main page for TrendMatrix’s live read.

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