PNC Financial Services Group, I (PNC) Q3 2026 earnings — TrendMatrix coverage
Reported
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure
Key numbers
- Adjusted EPS
- $4.97
- Estimate
- $4.89
- Surprise
- +1.6%
- Score at report (before → after)
- 6.1 → 6.4/10
Revenue for this quarter isn’t shown: the reported figure hasn’t cleared TrendMatrix’s freshness and sanity checks yet, and consensus revenue isn’t tracked. EPS above is the available figure.
How the report landed
PNC Financial Services Group, I (PNC) beat the $4.89 estimate with adjusted EPS of $4.97 — a modest 1.6% upside surprise. TrendMatrix's engine moved from Buy (Wait) (6.1/10) to Hold at 6.4/10 after the report.
Coverage in the report window
- PNC Warns AI Spending Slowdown Could Hit Lending Growth Even Without Direct Exposure — benzinga, 2026-10-15
Where TrendMatrix's rating stands now
TrendMatrix currently rates PNC Hold at 6.4/10.
4 of the last 4 quarters beat the estimate; this quarter's +1.6% surprise compares with a +7.5% four-quarter average.
What supports the rating
- Sector modifier (Financial Services): +1.0
- Strong earnings beat streak (4/4)
What argues against it
- Concentration risk — Regulatory: OCC (PNC Bank primary regulator)
- V7 low-quality RISK_OFF penalty: -0.5 (Q=5.4)
This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.
The levels TrendMatrix's engine tracks
- Current price
- $214.94
- Price target
- $238.97
- Stop
- $206.28
- Upside to target
- +11.2%
- Reward-to-risk
- 2.2:1
The stock trades at 12.0× trailing but 10.1× forward earnings — consensus estimates already build in a substantial earnings recovery.
Risk check: RSI 26 — a level conventionally read as oversold; trading volume is running 2.1× its average — elevated turnover around the report window.
Model outputs from TrendMatrix’s engine as of 2026-10-16 — shown for context, not personalized investment advice.
PNC at TrendMatrix's latest read
For financials, the EPS print is only half the story: credit costs, reserve builds, and rate sensitivity decide how a quarter actually lands.
- Industry
- Banks - Regional
- Market cap
- $85.75B
- P/E (fwd)
- 10.1
- P/E (ttm)
- 12.0
- 52-week range
- $176.88–$258.96
- Off 52-week high
- 17.0%
- RSI (14)
- 26
- Volume vs avg
- 2.06×
- Score today
- 6.4/10