Nu Holdings (NU) Q3 2026 earnings — TrendMatrix coverage
Reported
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure · Editorial policy
Key numbers
- Adjusted EPS
- $0.22
- Estimate
- $0.22
- Surprise
- +0.3%
- Score today
- 6.5/10
Revenue for this quarter isn’t shown: the reported figure hasn’t cleared TrendMatrix’s freshness and sanity checks yet, and consensus revenue isn’t tracked. EPS above is the available figure.
How the report landed
Nu Holdings (NU) reported adjusted EPS of $0.22, in line with the $0.22 estimate.
Coverage in the report window
- Stock Market Today: Dow Jones, S&P 500 Futures Rise, Nvidia CEO Exit Remains in Focus — CSCO, AMAT, NU in Focus — benzinga, 2026-11-13
- Cerebras, Applied Materials, Cisco, Super Micro Computer and Nu Holdings: Why These 5 Stocks Are on Investors' Radars To — benzinga, 2026-11-12
Where TrendMatrix's rating stands now
TrendMatrix currently rates NU Hold at 6.5/10; no pre/post engine snapshot brackets this report.
0 of the last 4 quarters beat the estimate; this quarter's +0.3% surprise compares with a -2.2% four-quarter average.
What supports the rating
- Attractive valuation
- Strong growth profile
What argues against it
- Negative momentum
- Below 200-MA, MA slope -3.5%/30d (confirmed downtrend)
- Momentum score 2.1/10 — below 4.5 minimum
This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.
The levels TrendMatrix's engine tracks
- Current price
- $11.83
- Price target
- $16.39
- Stop
- $11.00
- Upside to target
- +38.5%
- Reward-to-risk
- 3.3:1
The stock trades at 14.8× trailing but 10.8× forward earnings — consensus estimates already build in a substantial earnings recovery.
Risk check: RSI 22 — a level conventionally read as oversold.
Model outputs from TrendMatrix’s engine as of 2026-11-13 — shown for context, not personalized investment advice.
NU at TrendMatrix's latest read
For financials, the EPS print is only half the story: credit costs, reserve builds, and rate sensitivity decide how a quarter actually lands.
- Industry
- Banks - Regional
- Market cap
- $57.15B
- P/E (fwd)
- 10.8
- P/E (ttm)
- 14.8
- 52-week range
- $11.20–$18.98
- Off 52-week high
- 37.7%
- RSI (14)
- 22
- Volume vs avg
- 0.71×
- Score today
- 6.5/10