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NUNu Holdings Ltd.Hold6.7·$15.42+0.13%

Nu Holdings (NU) Q2 2026 earnings — TrendMatrix coverage

BEAT+13.0% vs estimateEPS $0.22 vs $0.19 estVerdict Buy (Wait)Hold

Reported

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure

Event detail · Q2 2026

Key numbers

Reported EPS
$0.22
Estimate
$0.19
Surprise
+13.0%
Score at report (before → after)
6.36.7/10

Revenue for this quarter isn’t shown: the reported figure hasn’t cleared TrendMatrix’s freshness and sanity checks yet, and consensus revenue isn’t tracked. EPS above is the available figure.

Report record · Q2 2026

How the report landed

Nu Holdings (NU) beat the $0.19 estimate with diluted EPS of $0.22 — a large 13.0% upside surprise. TrendMatrix's engine moved from Buy (Wait) (6.3/10) to Hold at 6.7/10 after the report.

Current read · as of 2026-09-04

Where TrendMatrix's rating stands now

TrendMatrix currently rates NU Hold at 6.7/10.

1 of the last 4 quarters beat the estimate; this quarter's +13.0% surprise compares with a +1.7% four-quarter average. Next scheduled report: 2026-11-12.

What supports the rating

  • Sector modifier (Financial Services): +1.0
  • Strong growth profile

What argues against it

  • Thin upside margin: 7.8%
  • Reward/Risk 0.5:1 at current price — below 1.5:1 minimum

This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.

Current engine read

The levels TrendMatrix's engine tracks

Current price
$15.42
Price target
$16.90
Stop
$14.58
Upside to target
+9.6%
Reward-to-risk
0.5:1

The stock trades at 20.9× trailing but 13.7× forward earnings — consensus estimates already build in a substantial earnings recovery.

Model outputs from TrendMatrix’s engine as of 2026-09-04 — shown for context, not personalized investment advice.

Financial Services context

NU at TrendMatrix's latest read

For financials, the EPS print is only half the story: credit costs, reserve builds, and rate sensitivity decide how a quarter actually lands.

Industry
Banks - Regional
Market cap
$75.75B
P/E (fwd)
13.7
P/E (ttm)
20.9
52-week range
$11.20$18.98
Off 52-week high
18.8%
RSI (14)
55
Volume vs avg
1.12×
Score today
6.7/10

Earnings figures are sourced from TrendMatrix’s pipeline (EPS: existing earnings extraction; revenue: SEC XBRL company facts where available, yfinance-provisional otherwise). Not a buy/sell rating, a price target, or investment advice — see the current verdict on the stock’s main page for TrendMatrix’s live read.

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