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NCNOnCino, Inc.Sell5.2·$23.12-2.14%

nCino (NCNO) Q2 2026 earnings — TrendMatrix coverage

MISS-3.4% vs estimateEPS $0.26 vs $0.27 estVerdict HoldBuy (Wait)

Reported

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure

Event detail · Q2 2026

Key numbers

Reported EPS
$0.26
Estimate
$0.27
Surprise
-3.4%
Revenue (period 2026-07-31)
$161.0M
Score at report (before → after)
6.05.9/10

Revenue source: xbrl.

Report record · Q2 2026

How the report landed

nCino (NCNO) missed the $0.27 estimate with diluted EPS of $0.26 — a clear 3.4% shortfall. TrendMatrix's engine moved from Hold (6.0/10) to Buy (Wait) at 5.9/10 after the report.

Current read · as of 2026-09-04

Where TrendMatrix's rating stands now

TrendMatrix currently rates NCNO Sell at 5.2/10.

3 of the last 4 quarters beat the estimate; this quarter's -3.4% surprise compares with a +35.7% four-quarter average. Next scheduled report: 2026-12-02.

What supports the rating

  • Strong earnings beat streak (3/4)

What argues against it

  • Concentration risk — Supplier: Salesforce
  • Analyst target reached - limited upside remaining
  • V7 low-quality RISK_OFF penalty: -0.5 (Q=5.1)

This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.

Current engine read

The levels TrendMatrix's engine tracks

Current price
$23.12
Price target
$23.61
Stop
$21.59
Upside to target
+2.1%

The stock trades at 73.8× trailing but 14.9× forward earnings — consensus estimates already build in a substantial earnings recovery.

Risk check: RSI 72 — a level conventionally read as overbought; gains at these levels often lean on momentum.

Model outputs from TrendMatrix’s engine as of 2026-09-04 — shown for context, not personalized investment advice.

Technology context

NCNO at TrendMatrix's latest read

Technology names get repriced on forward expectations more than trailing prints — a quarter here is read through next-year growth and multiple, not the EPS line alone.

Industry
Software - Application
Market cap
$2.50B
P/E (fwd)
14.9
P/E (ttm)
73.8
52-week range
$13.80$31.93
Off 52-week high
27.6%
RSI (14)
72
Volume vs avg
0.56×
Score today
5.2/10

Earnings figures are sourced from TrendMatrix’s pipeline (EPS: existing earnings extraction; revenue: SEC XBRL company facts where available, yfinance-provisional otherwise). Not a buy/sell rating, a price target, or investment advice — see the current verdict on the stock’s main page for TrendMatrix’s live read.

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