Kemper (KMPR) Q2 2026 earnings — TrendMatrix coverage
Reported
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure
Key numbers
- Adjusted EPS
- $0.45
- Estimate
- $0.34
- Surprise
- +32.4%
- Revenue (period 2026-06-30)
- $1.09B
- Score today
- 4.7/10
Revenue source: xbrl.
How the report landed
Kemper (KMPR) beat the $0.34 estimate with adjusted EPS of $0.45 — a large 32.4% upside surprise.
Where TrendMatrix's rating stands now
TrendMatrix currently rates KMPR Sell at 4.7/10; no pre/post engine snapshot brackets this report.
1 of the last 4 quarters beat the estimate; this quarter's +32.4% surprise compares with a -46.8% four-quarter average. Next scheduled report: 2026-11-04.
What argues against it
- Single-region cliff: 82% exposure to California and Florida (≥60% threshold). Regional macroeconomic shock = idiosyncratic terminal risk.
- Concentration risk — Geographic: California and Florida (82.0%)
- Concentration risk — Product: Specialty P&C Insurance (89.0%)
This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.
The levels TrendMatrix's engine tracks
- Current price
- $25.32
- Price target
- $30.88
- Stop
- $24.36
- Upside to target
- +22.0%
- Reward-to-risk
- 2.8:1
Risk check: RSI 27 — a level conventionally read as oversold.
Model outputs from TrendMatrix’s engine as of 2026-09-26 — shown for context, not personalized investment advice.
KMPR at TrendMatrix's latest read
For financials, the EPS print is only half the story: credit costs, reserve builds, and rate sensitivity decide how a quarter actually lands.
- Industry
- Insurance - Property & Casualty
- Market cap
- $1.48B
- P/E (fwd)
- 6.0
- 52-week range
- $22.69–$52.25
- Off 52-week high
- 51.5%
- RSI (14)
- 27
- Volume vs avg
- 0.87×
- Score today
- 4.7/10