Value
7.7/10data confidence 83%| Component | Sub-score |
|---|---|
| P/E | 7.5 |
| P/S | 10.0 |
| Fwd P/E | 8.5 |
| PEG | 4.9 |
| Analyst target | 7.5 |
- ▸Forward P/E: 13.6x
- ▸PEG: 1.62
- ▸Attractively valued
IBN · Why this verdict
Why ICICI Bank (IBN) is rated HOLD
Updated
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.
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VerdictHOLD
Overall score5.9/10
ConfidenceMEDIUM
MacroRISK_OFF
Per-dimension breakdown
Quality
5.3/10data confidence 100%| Component | Sub-score |
|---|---|
| ROE | 5.5 |
| ROA | 1.4 |
| Gross margin | 0.0 |
| Op margin | 10.0 |
| Net margin | 10.0 |
| Moat | 5.9 |
| Piotroski F | 4.4 |
- ▸Strong margins: 25%
Growth
6.8/10data confidence 67%| Component | Sub-score |
|---|---|
| Rev growth | 10.0 |
| EPS growth | 3.7 |
- ▸Strong growth: 67% YoY
Momentum
3.5/10data confidence 100%| Component | Sub-score |
|---|---|
| RSI | 4.5 |
| MACD | 6.8 |
| OBV | 1.4 |
| MA position | 1.0 |
| Volume | 3.7 |
- ▸Volume distribution (falling OBV)
- ▸Below 200-MA, MA slope -3.5%/30d — confirmed downtrend
Sentiment
6.3/10data confidence 100%| Component | Sub-score |
|---|---|
| Analyst rating | 5.0 |
| Price target | 9.1 |
| erm sentiment | 5.0 |
- ▸Analyst upside: 38%
Insider
5.0/10data confidence 50%| Component | Sub-score |
|---|---|
| materiality | 5.0 |
| holder change | 5.0 |
- ▸Negligible insider selling — $3,003,985 (0.003% of mkt cap)
Peer rank
6.3/10data confidence 80%| Component | Sub-score |
|---|---|
| value rank | 5.4 |
| quality rank | 5.4 |
| growth rank | 9.5 |
- ▸Superior ROE vs peers
- ▸Industry growth leader
Technical
5.8/10data confidence 100%| Component | Sub-score |
|---|---|
| bollinger | 6.5 |
| support resistance | 6.0 |
| 52w position | 5.0 |
Risk (lower is worse)
6.2/10data confidence 100%| Component | Sub-score |
|---|---|
| short interest | 9.2 |
| days to cover | 7.3 |
| volatility | 7.3 |
| put call | 0.0 |
| implied vol | 3.5 |
| beta | 10.0 |
- ▸Elevated put/call: 4.09
Catalyst
5.1/10data confidence 100%| Component | Sub-score |
|---|---|
| erm | 5.0 |
| earnings history | 6.7 |
| earnings timing | 5.0 |
| surprise avg | 3.7 |
| dividend safety | 5.2 |
- ▸Strong earnings: 3B/1M
- ▸Dividend: 96.0%
How the verdict was assembled
Engine trigger
Maintain position. Not compelling to add more.
Engine technical detail
verdict_path:
L4:PATH_F_HOLDPassed (7)
- ASYMMETRY:3.4>=1.5
- INSIDER:OK
- 8K:CLEAN
- NEWS_EVENTS:NONE_RECENT
- EARNINGS_PROXIMITY:40d clear
- SEMI_CYCLE_PEAK:CLEAR
- MATERIALS_CYCLE_PEAK:CLEAR
Failed (2)
- MOMENTUM:3.5<4.5
- DEATH_CROSS:HARD_BLOCK
Warning (0)
none
Reward-to-Risk
3.40
Upside
+17.0%
Downside
5.0%
Sizing output
AVOID
SetupRECOVERY — Death cross but MACD improving, RSI 48
EdgeNO_EDGE — No clear edge identified
SuitabilityMODERATE — Balanced profile
Investment implication
None of the engine's positive-conviction paths (C-quality, D-momentum) triggered — the F-path HOLD reflects balanced signals. Strongest-cleared gate: ASYMMETRY:3.4>=1.5. Top dim: Value at 7.7; weakest: Momentum at 3.5. No conviction either direction.
The strongest dimensions are Value at 7.7, Growth at 6.8, and Sentiment at 6.3; the weakest are Momentum at 3.5, Insider at 5.0, and Catalyst at 5.1. The V9 engine flagged 2 failed gates, producing an asymmetric reward-to-risk of 3.40 and an engine sizing output of AVOID.