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HCIHCI Group, Inc.Buy Wait6.5·$189.65-0.14%

HCI Group (HCI) Q2 2026 earnings — TrendMatrix coverage

BEAT+9.3% vs estimateEPS $5.60 vs $5.13 estCurrent verdict Buy (Wait) 6.5/10

Reported

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure

Event detail · Q2 2026

Key numbers

Reported EPS
$5.60
Estimate
$5.13
Surprise
+9.3%
Score today
6.5/10

Revenue for this quarter isn’t shown: the reported figure hasn’t cleared TrendMatrix’s freshness and sanity checks yet, and consensus revenue isn’t tracked. EPS above is the available figure.

Report record · Q2 2026

How the report landed

HCI Group (HCI) beat the $5.13 estimate with diluted EPS of $5.60 — a clear 9.3% upside surprise.

Current read · as of 2026-09-04

Where TrendMatrix's rating stands now

TrendMatrix currently rates HCI Buy (Wait) at 6.5/10; no pre/post engine snapshot brackets this report.

4 of the last 4 quarters beat the estimate; this quarter's +9.3% surprise compares with a +38.0% four-quarter average. Next scheduled report: 2026-11-05.

What supports the rating

  • V7 flight-to-quality bonus: +0.5 (Q=8.5 in RISK_OFF)
  • Sector modifier (Financial Services): +1.0

What argues against it

  • Thin upside margin: 8.6%

This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.

Current engine read

The levels TrendMatrix's engine tracks

Current price
$189.65
Entry target
$183.46
Price target
$205.42
Stop
$175.36
Upside to target
+8.3%
Reward-to-risk
1.6:1

Forward estimates sit below the trailing run-rate (9.8× forward vs 8.1× trailing) — consensus expects earnings to decline from here.

Model outputs from TrendMatrix’s engine as of 2026-09-04 — shown for context, not personalized investment advice.

Financial Services context

HCI at TrendMatrix's latest read

For financials, the EPS print is only half the story: credit costs, reserve builds, and rate sensitivity decide how a quarter actually lands.

Industry
Insurance - Property & Casualty
Market cap
$2.36B
P/E (fwd)
9.8
P/E (ttm)
8.1
52-week range
$144.75$210.50
Off 52-week high
9.9%
RSI (14)
69
Volume vs avg
0.07×
Score today
6.5/10

Earnings figures are sourced from TrendMatrix’s pipeline (EPS: existing earnings extraction; revenue: SEC XBRL company facts where available, yfinance-provisional otherwise). Not a buy/sell rating, a price target, or investment advice — see the current verdict on the stock’s main page for TrendMatrix’s live read.

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