Horizon Bancorp (HBNC) Q3 2026 earnings — TrendMatrix coverage

Adjusted EPS

$0.56

Estimate

$0.54

Surprise

+4.2%

Score today

5.6/10

Revenue for this quarter isn’t shown: the reported figure hasn’t cleared TrendMatrix’s freshness and sanity checks yet, and consensus revenue isn’t tracked. EPS above is the available figure.

Horizon Bancorp (HBNC) beat the $0.54 estimate with adjusted EPS of $0.56 — a clear 4.2% upside surprise.

• Horizon Bancorp, Inc. Reports Third Quarter 2026 Financial Results — fiscal.ai, 2026-10-21
• Horizon Bancorp Q3 EPS $0.56 Beats $0.54 Estimate, Sales $77.089M Miss $77.922M Estimate — benzinga, 2026-10-21

TrendMatrix currently rates HBNC Sell at 5.6/10; no pre/post engine snapshot brackets this report.

3 of the last 4 quarters beat the estimate; this quarter's +4.2% surprise compares with a +2.8% four-quarter average.

This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.

Current price

$19.60

Price target

$20.10

Stop

$18.72

Upside to target

+2.6%

Reward-to-risk

0.4:1

Model outputs from TrendMatrix’s engine as of 2026-10-22 — shown for context, not personalized investment advice.

For financials, the EPS print is only half the story: credit costs, reserve builds, and rate sensitivity decide how a quarter actually lands.

Industry

Banks - Regional

Market cap

$1.01B

P/E (fwd)

8.8

52-week range

$15.35–$21.04

Off 52-week high

6.8%

RSI (14)

62

Volume vs avg

0.72×

Score today

5.6/10