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GCBCGreene County Bancorp, Inc.Hold6.5·$34.66+1.17%
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Greene County Bancorp, Inc. (GCBC) Stock Analysis

Inst Constrain edge

HoldModerate Confidence

Financial Services · Banks - Regional

Hold if already holding. Not a fresh buy at $34.66, but acceptable to hold if already in. Reasons: Near 52-week high (0.3% away); Overbought (RSI 76).

Greene County Bancorp, Inc. operates as a holding company for The Bank of Greene County that provides various financial services in the United States. The company offers deposit products, such as savings, NOW accounts, money market accounts, certificates of deposit, non-interest... Read more

$34.66-1.7% A.UpsideScore 6.5/10#30 of 225 Banks - Regional
QualityF-score6 / 9FCF yield
IncomeYield1.15%(5y avg 1.26%)Payout17.03%sustainable
Stop $32.23Target $34.07(resistance)A.R:R 0.0:1

Hold if already holding. Not a fresh buy at $34.66, but acceptable to hold if already in. Reasons: Near 52-week high (0.3% away); Overbought (RSI 76). Chart setup: No clear chart pattern; technical signals are mixed. Maintain position. Not compelling to add more. Score 6.5/10, moderate confidence.

Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity no date, semi cycle peak clear, materials cycle peak clear). Suitability: aggressive.

Thesis

Rewards
Attractive valuation
Strong growth profile
Risks
Near 52-week high (0.3% away)
Overbought (RSI 76)

Key Metrics

P/E (TTM)15.1
P/E (Fwd)
Mkt Cap$590M
EV/EBITDA
Profit Mgn45.1%
ROE15.7%
Rev Growth23.4%
Beta0.39
Dividend1.15%
Rating analysts

Quality Signals

Piotroski F6/9MoatNarrow

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Methodology · Editorial policy & full disclaimer

Rating Breakdown

1 floor-breaker·1 ceiling hit

Technicals below the gate floor. Component breakdown shows what dragged the score down.static

Bollinger
0.0
Support Resistance
0.1
52w Position
9.9
GatesA.R:R UPSIDE_EXHAUSTED (upside=0.0%)Momentum 7.0>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY NO DATESEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Aggressive
RSI
76 · Overbought
20D MA 50D MA 200D MAGOLDEN CROSSSupport $25.64Resistance $34.77

Price Targets

$32
$34
A.Upside-1.7%
A.R:R0.0:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Analyst Consensus

Analysts0
Consensus
Avg Target

Earnings

We could not retrieve earnings history for GCBC.
The company may be recently listed, pre-revenue, or its beat/miss record wasn't available from our source this run. Earnings signals feed the Growth and Catalyst score dimensions — absence here doesn't affect other dimensions.

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is GCBC stock a buy right now?

Hold if already holding. Not a fresh buy at $34.66, but acceptable to hold if already in. Reasons: Near 52-week high (0.3% away); Overbought (RSI 76). Chart setup: No clear chart pattern; technical signals are mixed. Maintain position. Not compelling to add more. Target $34.07 (-1.7%), stop $32.23 (−7.5%), A.R:R 0.0:1. Score 6.5/10, moderate confidence.

What is the GCBC stock price target?

Take-profit target: $34.07 (-1.7% upside). Target $34.07 (-1.7%), stop $32.23 (−7.5%), A.R:R 0.0:1. Stop-loss: $32.23.

What are the risks of investing in GCBC?

Near 52-week high (0.3% away); Overbought (RSI 76).

Is GCBC overvalued or undervalued?

Greene County Bancorp, Inc. trades at a P/E of 15.1 (forward N/A). TrendMatrix value score: 8.7/10. Verdict: Hold.

0
What does Greene County Bancorp, Inc. do?Greene County Bancorp, Inc. operates as a holding company for The Bank of Greene County that provides various financial...

Greene County Bancorp, Inc. operates as a holding company for The Bank of Greene County that provides various financial services in the United States. The company offers deposit products, such as savings, NOW accounts, money market accounts, certificates of deposit, non-interest bearing checking accounts, and individual retirement accounts. Its loan portfolio includes residential, construction and land loans; commercial real estate mortgages; consumer loans, including loans on new and used automobiles, personal loans, and home equity loans, as well as other consumer installment loans comprising passbook loans, unsecured home improvement loans, recreational vehicle loans, and deposit account overdrafts; and commercial loans. In addition, it provides transaction processing and investment brokerage services. Further, it engages in the sale of securities and the operation of banking office, lending centers, an operations center, customer call center, administration center, and a wealth management center. The company was founded in 1889 and is based in Catskill, New York. Greene County Bancorp, Inc. operates as a subsidiary of Greene County Bancorp, MHC.

Related stocks: NBN (Northeast Bank) · BWFG (Bankwell Financial Group, Inc.) · NPB (Northpointe Bancshares, Inc.) · CUBI (Customers Bancorp, Inc) · COFS (ChoiceOne Financial Services, I)
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