Flagstar Bank, N.A. (FLG) Q3 2026 earnings — TrendMatrix coverage
Reported
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure · Editorial policy
Key numbers
- Adjusted EPS
- —
- Estimate
- $0.07
- Surprise
- —
- Score today
- 5.6/10
Revenue for this quarter isn’t shown: the reported figure hasn’t cleared TrendMatrix’s freshness and sanity checks yet, and consensus revenue isn’t tracked. EPS above is the available figure.
Coverage in the report window
- Flagstar Financial Q3 2026 Earnings Call Transcript — benzinga, 2026-10-23
- Flagstar Bank Reports Third Quarter 2026 Financial Results — fiscal.ai, 2026-10-23
- Flagstar Bank Targets FY28 Adjusted EPS $1.60-$1.70; Targets FY26 NII $1.815B-$1.830B, FY27 NII $2.2B-$2.3B, FY28 NII O — benzinga, 2026-10-23
Where TrendMatrix's rating stands now
TrendMatrix currently rates FLG Sell at 5.6/10; no pre/post engine snapshot brackets this report.
1 of the last 4 quarters beat the estimate.
What argues against it
- Concentration risk — Geographic: New York State multi-family (55.0%)
- Concentration risk — Regulatory: OCC primary regulator
- Quality below floor (3.4 < 4.0)
This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.
The levels TrendMatrix's engine tracks
- Current price
- $11.44
- Price target
- $13.76
- Stop
- $10.88
- Upside to target
- +20.3%
- Reward-to-risk
- 4.1:1
The stock trades at 381.3× trailing but 9.8× forward earnings — consensus estimates already build in a substantial earnings recovery.
Model outputs from TrendMatrix’s engine as of 2026-10-23 — shown for context, not personalized investment advice.
FLG at TrendMatrix's latest read
For financials, the EPS print is only half the story: credit costs, reserve builds, and rate sensitivity decide how a quarter actually lands.
- Industry
- Banks - Regional
- Market cap
- $4.75B
- P/E (fwd)
- 9.8
- P/E (ttm)
- 381.3
- 52-week range
- $10.57–$15.44
- Off 52-week high
- 25.9%
- RSI (14)
- 42
- Volume vs avg
- 1.38×
- Score today
- 5.6/10