First Interstate BancSystem, In (FIBK) Q3 2026 earnings — TrendMatrix coverage
Reported
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure · Editorial policy
Key numbers
- Adjusted EPS
- $0.65
- Estimate
- $0.69
- Surprise
- -5.2%
- Score at report (before → after)
- 5.4 → 5.7/10
Revenue for this quarter isn’t shown: the reported figure hasn’t cleared TrendMatrix’s freshness and sanity checks yet, and consensus revenue isn’t tracked. EPS above is the available figure.
How the report landed
First Interstate BancSystem, In (FIBK) missed the $0.69 estimate with adjusted EPS of $0.65 — a clear 5.2% shortfall. TrendMatrix's engine moved from Buy (Wait) (5.4/10) to Hold at 5.7/10 after the report — the engine's score rose despite the miss.
Coverage in the report window
- First Interstate BancSys Q3 EPS $0.65 Misses $0.68 Estimate, Sales $249.500M Beat $247.947M Estimate — benzinga, 2026-10-22
Where TrendMatrix's rating stands now
TrendMatrix currently rates FIBK Hold at 5.7/10.
3 of the last 4 quarters beat the estimate; this quarter's -5.2% surprise compares with a +24.7% four-quarter average.
What supports the rating
- Sector modifier (Financial Services): +1.0
- Strong earnings beat streak (3/4)
What argues against it
- Concentration risk — Loan Portfolio: commercial real estate and commercial business loans (69.1%)
- Analyst target reached - limited upside remaining
- V7 low-quality RISK_OFF penalty: -0.5 (Q=5.1)
This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.
The levels TrendMatrix's engine tracks
- Current price
- $36.88
- Stop
- $35.46
At 11.4× trailing and 12.9× forward earnings, consensus estimates imply little change in earnings power.
Risk check: trading volume is running 1.7× its average — elevated turnover around the report window.
Model outputs from TrendMatrix’s engine as of 2026-10-23 — shown for context, not personalized investment advice.
FIBK at TrendMatrix's latest read
For financials, the EPS print is only half the story: credit costs, reserve builds, and rate sensitivity decide how a quarter actually lands.
- Industry
- Banks - Regional
- Market cap
- $3.51B
- P/E (fwd)
- 12.9
- P/E (ttm)
- 11.4
- 52-week range
- $29.39–$40.60
- Off 52-week high
- 9.2%
- RSI (14)
- 58
- Volume vs avg
- 1.72×
- Score today
- 5.7/10