FirstCash Holdings (FCFS) Q3 2026 earnings — TrendMatrix coverage
Reported
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure · Editorial policy
Key numbers
- Adjusted EPS
- $2.68
- Estimate
- $2.63
- Surprise
- +1.8%
- Revenue (period 2026-09-30)
- $1.10B
- Score today
- 6.1/10
Revenue source: yfinance_provisional (provisional — SEC XBRL not yet filed for this period).
How the report landed
FirstCash Holdings (FCFS) beat the $2.63 estimate with adjusted EPS of $2.68 — a modest 1.8% upside surprise.
Where TrendMatrix's rating stands now
TrendMatrix currently rates FCFS Hold at 6.1/10; no pre/post engine snapshot brackets this report.
4 of the last 4 quarters beat the estimate; this quarter's +1.8% surprise compares with a +5.8% four-quarter average. Next scheduled report: 2027-02-04.
What supports the rating
- V7 quality resilience bonus: +0.2 (Q=7.1 in RISK_OFF)
- Sector modifier (Financial Services): +1.0
What argues against it
- Leverage penalty (D/E 1.2): -0.5
- Negative momentum
- Momentum score 3.2/10 — below 4.5 minimum
This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.
The levels TrendMatrix's engine tracks
- Current price
- $181.68
- Price target
- $210.38
- Stop
- $168.96
- Upside to target
- +15.8%
- Reward-to-risk
- 1.9:1
The stock trades at 19.9× trailing but 14.5× forward earnings — consensus estimates already build in a substantial earnings recovery.
Model outputs from TrendMatrix’s engine as of 2026-11-13 — shown for context, not personalized investment advice.
FCFS at TrendMatrix's latest read
For financials, the EPS print is only half the story: credit costs, reserve builds, and rate sensitivity decide how a quarter actually lands.
- Industry
- Credit Services
- Market cap
- $7.89B
- P/E (fwd)
- 14.5
- P/E (ttm)
- 19.9
- 52-week range
- $146.95–$238.93
- Off 52-week high
- 24.0%
- RSI (14)
- 58
- Volume vs avg
- 1.20×
- Score today
- 6.1/10