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FCBCFirst Community Bankshares, IncSell5.4·$45.12-1.14%
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First Community Bankshares, Inc (FCBC) Stock Analysis

Breakout setup · Catalyst-Driven edge

SellModerate Confidence

Financial Services · Banks - Regional

Sell if holding. Analyst target reached at $45.12 — A.R:R is negative (-2.3) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Near 52-week high (1.6% away).

First Community Bankshares, Inc. operates as the financial holding company for First Community Bank that provides various banking products and services. It offers demand and savings deposits, money market accounts, certificates of deposit, and individual retirement accounts;... Read more

$45.12-0.4% A.UpsideScore 5.4/10#173 of 225 Banks - Regional
QualityF-score6 / 9FCF yield
IncomeYield2.75%(5y avg 3.38%)Payout46.97%sustainable
Stop $42.94Target $44.92(resistance)A.R:R -2.3:1
Analyst target$45.00-0.3%1 analysts
Range unavailable (1 analysts)

Sell if holding. Analyst target reached at $45.12 — A.R:R is negative (-2.3) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Near 52-week high (1.6% away). Chart setup: Golden cross, above all MAs, RSI 59, MACD bullish. Score 5.4/10, moderate confidence.

Passes 7/9 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 17d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-07-05

Recent Developments — First Community Bankshares, Inc

Generated 2026-07-05T09:50:25Z.

TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Tue, Jul 21, 202617d to earnings· next earnings call

Thesis

Rewards
Strong earnings beat streak (4/4)
Attractive valuation
Risks
Analyst target reached - limited upside remaining
Near 52-week high (1.6% away)

Key Metrics

P/E (TTM)17.1
P/E (Fwd)14.8
Mkt Cap$851M
EV/EBITDA
Profit Mgn28.6%
ROE9.6%
Rev Growth10.4%
Beta0.48
Dividend2.75%
Rating analysts6

Quality Signals

Piotroski F6/9

Options Flow

IV47%normal

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Methodology · Editorial policy & full disclaimer

Rating Breakdown

1 floor-breaker

Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static

Value Rank
1.8
Quality Rank
3.7
Growth Rank
3.9
GatesA.R:R -2.3=NEGATIVEMomentum 5.2<5.5 (soft — BUY_NOW allowed but watch)Momentum 5.2>=4.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 17d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARBreakoutSuitability: Aggressive
RSI
59 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $42.13Resistance $45.84

Price Targets

$43
$45
A.Upside-0.4%
A.R:R-2.3:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-15.2% upside)
! Negative risk/reward — downside exceeds upside

Earnings

B
B
B
B
4/4 beats
Next Earnings2026-07-21 (17d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is FCBC stock a buy right now?

Sell if holding. Analyst target reached at $45.12 — A.R:R is negative (-2.3) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Near 52-week high (1.6% away). Chart setup: Golden cross, above all MAs, RSI 59, MACD bullish. Prior stop was $42.94. Score 5.4/10, moderate confidence.

What is the FCBC stock price target?

Take-profit target: $44.92 (-0.4% upside). Prior stop was $42.94. Stop-loss: $42.94.

What are the risks of investing in FCBC?

Analyst target reached - limited upside remaining; Near 52-week high (1.6% away).

Is FCBC overvalued or undervalued?

First Community Bankshares, Inc trades at a P/E of 17.1 (forward 14.8). TrendMatrix value score: 7.4/10. Verdict: Sell.

What do analysts say about FCBC?

6 analysts cover FCBC with a consensus score of 2.2/5. Average price target: $45.

What does First Community Bankshares, Inc do?First Community Bankshares, Inc. operates as the financial holding company for First Community Bank that provides...

First Community Bankshares, Inc. operates as the financial holding company for First Community Bank that provides various banking products and services. It offers demand and savings deposits, money market accounts, certificates of deposit, and individual retirement accounts; commercial loans, such as loans to small and mid-size industrial, commercial, and service companies; and consumer real estate loans, including home equity loans, lines of credit, and financing residential properties. The company also provides consumer and other loans comprising automobile, credit cards, personal lines of credit, boats, mobile homes, and other consumer goods; and trust management, estate administration, and investment advisory services. It serves individual and commercial customers in the education, government, health services, retail trade, construction, manufacturing, tourism, coal mining and gas extraction, and transportation industries. The company operates through branches in Virginia, West Virginia, North Carolina, and Tennessee. First Community Bankshares, Inc. was founded in 1874 and is headquartered in Bluefield, Virginia.

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