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ESNTEssent Group Ltd.Sell6.1·$63.41

Essent Group (ESNT) Q3 2026 earnings — TrendMatrix coverage

MISS-2.6% vs estimateEPS $1.82 vs $1.87 estCurrent verdict Sell 6.1/10

Reported

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure · Editorial policy

Event detail · Q3 2026

Key numbers

Adjusted EPS
$1.82
Estimate
$1.87
Surprise
-2.6%
Revenue (period 2026-09-30)
$374.2M
Score today
6.1/10

Revenue source: xbrl.

Report record · Q3 2026

How the report landed

Essent Group (ESNT) missed the $1.87 estimate with adjusted EPS of $1.82 — a modest 2.6% shortfall.

Around the report

Coverage in the report window

  • Essent Group Q3 EPS $1.82 Misses $1.87 Estimate, Sales $374.183M Beat $344.168M Estimate — benzinga, 2026-11-06
Current read · as of 2026-11-07

Where TrendMatrix's rating stands now

TrendMatrix currently rates ESNT Sell at 6.1/10; no pre/post engine snapshot brackets this report.

2 of the last 4 quarters beat the estimate; this quarter's -2.6% surprise compares with a +3.5% four-quarter average.

What supports the rating

  • V7 flight-to-quality bonus: +0.5 (Q=8.0 in RISK_OFF)
  • Sector modifier (Financial Services): +1.0

What argues against it

  • Concentration risk — Customer: top ten customers (59.3%)
  • Analyst target reached - limited upside remaining
  • Consecutive earnings misses (2)

This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.

Current engine read

The levels TrendMatrix's engine tracks

Current price
$63.41
Stop
$59.10

At 8.7× trailing and 8.0× forward earnings, consensus estimates imply little change in earnings power.

Model outputs from TrendMatrix’s engine as of 2026-11-07 — shown for context, not personalized investment advice.

Financial Services context

ESNT at TrendMatrix's latest read

For financials, the EPS print is only half the story: credit costs, reserve builds, and rate sensitivity decide how a quarter actually lands.

Industry
Insurance - Specialty
Market cap
$5.70B
P/E (fwd)
8.0
P/E (ttm)
8.7
52-week range
$55.34–$71.84
Off 52-week high
11.7%
RSI (14)
46
Volume vs avg
1.36×
Score today
6.1/10

EPS and the estimate come from Yahoo Finance’s earnings calendar, captured around the report date. That EPS is the adjusted figure analysts forecast, so it can differ from the GAAP diluted EPS in the company’s filing, and consensus estimates vary between data providers. Revenue comes from SEC XBRL company facts where available, yfinance-provisional otherwise. Not a buy/sell rating, a price target, or investment advice — see the current verdict on the stock’s main page for TrendMatrix’s live read.

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