Erie Indemnity (ERIE) Q3 2026 earnings — TrendMatrix coverage
Reported
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure · Editorial policy
Key numbers
- Adjusted EPS
- $3.56
- Estimate
- $3.41
- Surprise
- +4.5%
- Revenue (period 2026-09-30)
- $1.07B
- Score at report (before → after)
- 5.3 → 5.2/10
Revenue source: xbrl.
How the report landed
Erie Indemnity (ERIE) beat the $3.41 estimate with adjusted EPS of $3.56 — a clear 4.5% upside surprise. TrendMatrix's engine moved from Buy (Wait) (5.3/10) to Hold at 5.2/10 after the report — the engine's score fell despite the beat.
Coverage in the report window
- Erie Indemnity Q3 EPS $3.48 Beats $3.41 Estimate, Sales $1.070B Miss $1.223B Estimate — benzinga, 2026-10-29
Where TrendMatrix's rating stands now
TrendMatrix currently rates ERIE Hold at 5.2/10.
3 of the last 4 quarters beat the estimate; this quarter's +4.5% surprise compares with a +18.9% four-quarter average.
What supports the rating
- Sector modifier (Financial Services): +1.0
- Strong earnings beat streak (3/4)
What argues against it
- Concentration risk — Customer: Erie Insurance Exchange
- Concentration risk — Product: personal lines (71.0%)
- Weak growth
This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.
The levels TrendMatrix's engine tracks
- Current price
- $250.79
- Price target
- $288.41
- Stop
- $236.19
- Upside to target
- +15.0%
The stock trades at 22.7× trailing but 17.9× forward earnings — consensus estimates already build in a substantial earnings recovery.
Risk check: RSI 75 — a level conventionally read as overbought; gains at these levels often lean on momentum.
Model outputs from TrendMatrix’s engine as of 2026-10-30 — shown for context, not personalized investment advice.
ERIE at TrendMatrix's latest read
For financials, the EPS print is only half the story: credit costs, reserve builds, and rate sensitivity decide how a quarter actually lands.
- Industry
- Insurance Brokers
- Market cap
- $13.11B
- P/E (fwd)
- 17.9
- P/E (ttm)
- 22.7
- 52-week range
- $204.63–$320.50
- Off 52-week high
- 21.8%
- RSI (14)
- 75
- Volume vs avg
- 0.83×
- Score today
- 5.2/10