Enterprise Financial Services C (EFSC) Q3 2026 earnings — TrendMatrix coverage
Reported
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure · Editorial policy
Key numbers
- Adjusted EPS
- $1.17
- Estimate
- $1.38
- Surprise
- -15.5%
- Score at report (before → after)
- 5.5 → 5.6/10
Revenue for this quarter isn’t shown: the reported figure hasn’t cleared TrendMatrix’s freshness and sanity checks yet, and consensus revenue isn’t tracked. EPS above is the available figure.
How the report landed
Enterprise Financial Services C (EFSC) missed the $1.38 estimate with adjusted EPS of $1.17 — a large 15.5% shortfall. TrendMatrix's engine moved from Buy (Wait) (5.5/10) to Sell at 5.6/10 after the report — the engine's score rose despite the miss.
Where TrendMatrix's rating stands now
TrendMatrix currently rates EFSC Sell at 5.6/10.
1 of the last 4 quarters beat the estimate; this quarter's -15.5% surprise compares with a -7.6% four-quarter average.
What supports the rating
- Sector modifier (Financial Services): +1.0
- Attractive valuation
What argues against it
- Analyst target reached - limited upside remaining
- V7 low-quality RISK_OFF penalty: -0.5 (Q=5.3)
- Consecutive earnings misses (2)
This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.
The levels TrendMatrix's engine tracks
- Current price
- $60.25
- Price target
- $61.77
- Stop
- $57.99
- Upside to target
- +2.5%
- Reward-to-risk
- 0.5:1
At 12.0× trailing and 10.2× forward earnings, consensus estimates imply little change in earnings power.
Model outputs from TrendMatrix’s engine as of 2026-10-22 — shown for context, not personalized investment advice.
EFSC at TrendMatrix's latest read
For financials, the EPS print is only half the story: credit costs, reserve builds, and rate sensitivity decide how a quarter actually lands.
- Industry
- Banks - Regional
- Market cap
- $2.18B
- P/E (fwd)
- 10.2
- P/E (ttm)
- 12.0
- 52-week range
- $51.18–$68.73
- Off 52-week high
- 12.3%
- RSI (14)
- 55
- Volume vs avg
- 0.90×
- Score today
- 5.6/10