Encore Capital Group (ECPG) Q2 2026 earnings — TrendMatrix coverage
Reported
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure
Key numbers
- Adjusted EPS
- $3.95
- Estimate
- $2.62
- Surprise
- +50.8%
- Revenue (period 2026-06-30)
- $18.2M
- Score at report (before → after)
- 6.8 → 6.8/10
Revenue source: xbrl.
How the report landed
Encore Capital Group (ECPG) beat the $2.62 estimate with adjusted EPS of $3.95 — a large 50.8% upside surprise. TrendMatrix's engine moved from Buy (Wait) (6.8/10) to Hold at 6.8/10 after the report.
Where TrendMatrix's rating stands now
TrendMatrix currently rates ECPG Hold at 6.1/10.
4 of the last 4 quarters beat the estimate; this quarter's +50.8% surprise compares with a +72.8% four-quarter average. Next scheduled report: 2026-11-04.
What supports the rating
- Sector modifier (Financial Services): +1.0
- Strong earnings beat streak (4/4)
What argues against it
- Analyst target reached - limited upside remaining
- Near 52-week high (4.3% away)
- Leverage penalty (D/E 3.9): -1.5
This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.
The levels TrendMatrix's engine tracks
- Current price
- $101.19
- Price target
- $103.86
- Stop
- $95.09
- Upside to target
- +2.6%
At 8.0× trailing and 7.9× forward earnings, consensus estimates imply little change in earnings power.
Model outputs from TrendMatrix’s engine as of 2026-10-14 — shown for context, not personalized investment advice.
ECPG at TrendMatrix's latest read
For financials, the EPS print is only half the story: credit costs, reserve builds, and rate sensitivity decide how a quarter actually lands.
- Industry
- Credit Services
- Market cap
- $2.24B
- P/E (fwd)
- 7.9
- P/E (ttm)
- 8.0
- 52-week range
- $39.95–$105.74
- Off 52-week high
- 4.3%
- RSI (14)
- 59
- Volume vs avg
- 0.55×
- Score today
- 6.1/10