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CCNECNB Financial CorporationHold6.5·$33.69-1.84%
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CNB Financial Corporation (CCNE) Stock Analysis

Breakout setup · Catalyst-Driven edge

HoldModerate Confidence

Financial Services · Banks - Regional

Hold if already holding. Not a fresh buy at $33.69, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (3.5% away).

CNB Financial Corporation operates as the bank holding company for CNB Bank that provides various banking products and services for individual, business, governmental, and institutional customers. The company accepts checking, savings, and time deposit accounts; and offers real... Read more

$33.69+1.5% A.UpsideScore 6.5/10#24 of 225 Banks - Regional
QualityF-score6 / 9FCF yield
IncomeYield2.20%(5y avg 3.03%)Payout25.44%sustainable
Stop $31.89Target $34.21(resistance)A.R:R -1.2:1
Analyst target$34.50+2.4%4 analysts
$34.21our TP
$33.69price
$34.50mean
$35

Hold if already holding. Not a fresh buy at $33.69, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (3.5% away). Chart setup: Golden cross, above all MAs, RSI 62, MACD bullish. Maintain position. Not compelling to add more. Score 6.5/10, moderate confidence.

Passes 7/9 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 18d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.

TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Wed, Jul 22, 202618d to earnings· next earnings call

Thesis

Rewards
Strong earnings beat streak (4/4)
Attractive valuation
Strong growth profile
Risks
Analyst target reached - limited upside remaining
Near 52-week high (3.5% away)
Earnings estimates trending DOWN

Key Metrics

P/E (TTM)11.7
P/E (Fwd)8.8
Mkt Cap$998M
EV/EBITDA
Profit Mgn27.2%
ROE10.8%
Rev Growth48.6%
Beta0.63
Dividend2.20%
Rating analysts10

Quality Signals

Piotroski F6/9

Options Flow

IV78%elevated

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Methodology · Editorial policy & full disclaimer

Rating Breakdown

1 ceiling hit

GatesA.R:R -1.2=NEGATIVEMomentum 5.0<5.5 (soft — BUY_NOW allowed but watch)Momentum 5.0>=4.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 18d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARBreakoutSuitability: Aggressive
RSI
62 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $29.98Resistance $34.91

Price Targets

$32
$34
A.Upside+1.5%
A.R:R-1.2:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-13.0% upside)
! Negative risk/reward — downside exceeds upside

Earnings

B
B
B
B
4/4 beats
Next Earnings2026-07-22 (18d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is CCNE stock a buy right now?

Hold if already holding. Not a fresh buy at $33.69, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (3.5% away). Chart setup: Golden cross, above all MAs, RSI 62, MACD bullish. Maintain position. Not compelling to add more. Target $34.21 (+1.5%), stop $31.89 (−5.6%), A.R:R -1.2:1. Score 6.5/10, moderate confidence.

What is the CCNE stock price target?

Take-profit target: $34.21 (+1.5% upside). Target $34.21 (+1.5%), stop $31.89 (−5.6%), A.R:R -1.2:1. Stop-loss: $31.89.

What are the risks of investing in CCNE?

Analyst target reached - limited upside remaining; Near 52-week high (3.5% away); Earnings estimates trending DOWN.

Is CCNE overvalued or undervalued?

CNB Financial Corporation trades at a P/E of 11.7 (forward 8.8). TrendMatrix value score: 7.9/10. Verdict: Hold.

What do analysts say about CCNE?

10 analysts cover CCNE with a consensus score of 4.0/5. Average price target: $35.

What does CNB Financial Corporation do?CNB Financial Corporation operates as the bank holding company for CNB Bank that provides various banking products and...

CNB Financial Corporation operates as the bank holding company for CNB Bank that provides various banking products and services for individual, business, governmental, and institutional customers. The company accepts checking, savings, and time deposit accounts; and offers real estate, commercial, industrial, residential, and consumer loans, as well as other specialized financial services. It also provides private banking services; and wealth and asset management services, including the administration of trusts and estates, retirement plans, and other employee benefit plans, as well as a range of wealth management services. In addition, the company invests in debt and equity securities; sells nonproprietary annuities and other insurance products; and offers small balance unsecured loans, and secured loans primarily collateralized by automobiles and equipment, as well as engages in consumer discount loan and finance business. The company was founded in 1865 and is headquartered in Clearfield, Pennsylvania.

Related stocks: NBN (Northeast Bank) · BWFG (Bankwell Financial Group, Inc.) · NPB (Northpointe Bancshares, Inc.) · CUBI (Customers Bancorp, Inc) · COFS (ChoiceOne Financial Services, I)
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