Coastal Financial (CCB) Q2 2026 earnings — TrendMatrix coverage
Reported
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure
Key numbers
- Reported EPS
- -$2.76
- Estimate
- $1.01
- Surprise
- -373.9%
- Score at report (before → after)
- 5.7 → 5.8/10
Revenue for this quarter isn’t shown: the reported figure hasn’t cleared TrendMatrix’s freshness and sanity checks yet, and consensus revenue isn’t tracked. EPS above is the available figure.
How the report landed
Coastal Financial (CCB) reported a wider loss than forecast — diluted EPS of -$2.76 against the $1.01 estimate (a 373.9% shortfall). TrendMatrix's engine moved from Sell (5.7/10) to Hold at 5.8/10 after the report — the engine's score rose despite the miss.
Where TrendMatrix's rating stands now
TrendMatrix currently rates CCB Sell at 4.4/10.
1 of the last 4 quarters beat the estimate; this quarter's -373.9% surprise compares with a -104.3% four-quarter average. Next scheduled report: 2026-10-29.
What argues against it
- Single-region cliff: 81% exposure to Puget Sound region (≥60% threshold). Regional macroeconomic shock = idiosyncratic terminal risk.
- Concentration risk — Geographic: Puget Sound region (81.0%)
- Target reached (-12.6% upside)
This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.
The levels TrendMatrix's engine tracks
- Current price
- $48.47
- Price target
- $51.96
- Stop
- $44.79
- Upside to target
- +7.2%
Model outputs from TrendMatrix’s engine as of 2026-09-04 — shown for context, not personalized investment advice.
CCB at TrendMatrix's latest read
For financials, the EPS print is only half the story: credit costs, reserve builds, and rate sensitivity decide how a quarter actually lands.
- Industry
- Banks - Regional
- Market cap
- $751.9M
- P/E (fwd)
- 8.3
- 52-week range
- $36.61–$120.05
- Off 52-week high
- 59.6%
- RSI (14)
- 47
- Volume vs avg
- 0.03×
- Score today
- 4.4/10