Carter Bankshares, Inc. (CARE) Stock Analysis
Inst Constrain edge
Financial Services · Banks - Regional
Sell if holding. Analyst target reached at $33.06 — A.R:R is negative (-1.9) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Cyclical risk: PE expanding 1.9x (earnings normalizing).
Carter Bankshares, Inc. operates as the bank holding company for Carter Bank & Trust that provides various retail and commercial banking products and insurance services in the United States. It offers various deposit products, including checking, savings, retirement, and money... Read more
Sell if holding. Analyst target reached at $33.06 — A.R:R is negative (-1.9) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Cyclical risk: PE expanding 1.9x (earnings normalizing). Chart setup: No clear chart pattern; technical signals are mixed. Score 6.0/10, moderate confidence.
Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 19d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.
Recent developments
updated 2026-07-05Recent Developments — Carter Bankshares, Inc.
Latest news
- NEWS Raymond James Downgrades Carter Bankshares to Market Perform — benzinga Jul 1, 2026 negative
- NEWS Top 3 Financial Stocks That May Fall Off A Cliff In Q2 — benzinga Jun 29, 2026 neutral
Generated 2026-07-05T09:50:25Z.
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Frequently Asked Questions
Sell if holding. Analyst target reached at $33.06 — A.R:R is negative (-1.9) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Cyclical risk: PE expanding 1.9x (earnings normalizing). Chart setup: No clear chart pattern; technical signals are mixed. Prior stop was $31.23. Score 6.0/10, moderate confidence.
Take-profit target: $34.33 (+3.6% upside). Prior stop was $31.23. Stop-loss: $31.23.
Cyclical risk: PE expanding 1.9x (earnings normalizing); Analyst target reached - limited upside remaining; Consecutive earnings misses (2).
Carter Bankshares, Inc. trades at a P/E of 6.8 (forward 12.9). TrendMatrix value score: 7.9/10. Verdict: Sell.
10 analysts cover CARE with a consensus score of 4.0/5. Average price target: $28.
What does Carter Bankshares, Inc. do?Carter Bankshares, Inc. operates as the bank holding company for Carter Bank & Trust that provides various retail and...
Carter Bankshares, Inc. operates as the bank holding company for Carter Bank & Trust that provides various retail and commercial banking products and insurance services in the United States. It offers various deposit products, including checking, savings, retirement, and money market accounts, as well as certificates of deposit. The company also provides commercial loans, such as secured and unsecured, real estate construction and acquisition, and commercial and industrial loans; consumer loans, such as automobiles, home improvements, education, overdraft protection, and personal, and residential mortgages loans; home equity lines of credit; and credit cards, as well as originates and holds fixed and variable rate mortgage loans. In addition, it offers other banking services that include safe deposit boxes, direct deposit of payroll, social security checks, and debit cards; online banking products, including online and mobile banking, online account opening, bill payment, electronic statement, mobile deposit, Zelle, credit monitoring tools, digital wallet, MoneyPass, and ATM services; title insurance and other financial institution-related products and services; and treasury and corporate cash management services. Carter Bankshares, Inc. was founded in 1974 and is headquartered in Martinsville, Virginia.