Alerus Financial Corporation (ALRS) Stock Analysis
Breakout setup · Catalyst-Driven edge
Financial Services · Banks - Regional
Hold if already holding. Not a fresh buy at $31.11, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (2.4% away).
Alerus Financial Corporation operates as the bank holding company for Alerus Financial, National Association that provides various financial services to businesses and consumers in the United States. The company operates in three segments: Banking, Retirement and Benefit... Read more
Hold if already holding. Not a fresh buy at $31.11, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (2.4% away). Chart setup: Golden cross, above all MAs, RSI 69, MACD bullish. Mixed signals. Hold existing position. Score 6.0/10, moderate confidence.
Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 25d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.
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Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.
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Rating Breakdown
1 ceiling hit
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Frequently Asked Questions
Hold if already holding. Not a fresh buy at $31.11, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (2.4% away). Chart setup: Golden cross, above all MAs, RSI 69, MACD bullish. Mixed signals. Hold existing position. Target $31.22 (+0.4%), stop $29.69 (−4.8%), A.R:R -1.7:1. Score 6.0/10, moderate confidence.
Take-profit target: $31.22 (+0.4% upside). Target $31.22 (+0.4%), stop $29.69 (−4.8%), A.R:R -1.7:1. Stop-loss: $29.69.
Analyst target reached - limited upside remaining; Near 52-week high (2.4% away).
Alerus Financial Corporation trades at a P/E of 29.6 (forward 11.6). TrendMatrix value score: 6.9/10. Verdict: Hold.
9 analysts cover ALRS with a consensus score of 2.4/5. Average price target: $30.
What does Alerus Financial Corporation do?Alerus Financial Corporation operates as the bank holding company for Alerus Financial, National Association that...
Alerus Financial Corporation operates as the bank holding company for Alerus Financial, National Association that provides various financial services to businesses and consumers in the United States. The company operates in three segments: Banking, Retirement and Benefit Services, and Wealth. It offers demand deposits, interest-bearing transaction accounts, money market accounts, time and savings deposits, noninterest-bearing deposits, interest-bearing checking accounts, and certificates of deposit; and treasury management products, including electronic receivables management, remote deposit capture, cash vault, merchant, and other cash management services. The company also provides commercial loans, business term loans, and lines of credit; commercial real estate, and commercial and industrial loans; consumer lending products, including residential first mortgage loans; and installment loans, and loans collateralized by cash and marketable securities. In addition, it offers retirement plan, and investment advisory services, employee stock ownership plan, investment fiduciary services, health savings accounts, flex spending accounts, COBRA recordkeeping, and other administration services, as well as individual retirement accounts; and financial planning, investment management, personal and corporate trust, estate administration, and custody services. Further, the company provides debit cards, personal and business loans, credit cards, online and mobile banking/wallet, private banking, deposit and payment solutions, mortgages, administration, and government health insurance program services. The company was formerly known as First National Bank North Dakota and changed its name to Alerus Financial Corporation in 2000. Alerus Financial Corporation was founded in 1879 and is headquartered in Grand Forks, North Dakota.