Ally Financial (ALLY) Q3 2026 earnings — TrendMatrix coverage
Reported
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure
Key numbers
- Adjusted EPS
- $1.34
- Estimate
- $1.33
- Surprise
- +0.6%
- Score at report (before → after)
- 5.9 → 6.1/10
Revenue for this quarter isn’t shown: the reported figure hasn’t cleared TrendMatrix’s freshness and sanity checks yet, and consensus revenue isn’t tracked. EPS above is the available figure.
How the report landed
Ally Financial (ALLY) beat the $1.33 estimate with adjusted EPS of $1.34 — a modest 0.6% upside surprise. TrendMatrix's engine moved from Buy (Wait) (5.9/10) to Hold at 6.1/10 after the report.
Coverage in the report window
- Evercore ISI Downgrades Ally Financial to In Line From Outperform — fiscal.ai, 2026-10-21
- Ally Financial Q3 Adj. EPS $1.34 Misses $1.35 Estimate, Sales $2.346B Beat $2.303B Estimate — benzinga, 2026-10-20
Where TrendMatrix's rating stands now
TrendMatrix currently rates ALLY Hold at 6.0/10.
3 of the last 4 quarters beat the estimate; this quarter's +0.6% surprise compares with a +6.0% four-quarter average.
What supports the rating
- Sector modifier (Financial Services): +1.0
- Strong earnings beat streak (3/4)
What argues against it
- V7 low-quality RISK_OFF penalty: -0.5 (Q=5.3)
- Below 200-MA, MA slope -1.3%/30d (confirmed downtrend)
- News gate: flagged (0 risks, 2 concerns)
This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.
The levels TrendMatrix's engine tracks
- Current price
- $37.97
- Price target
- $43.41
- Stop
- $36.19
- Upside to target
- +14.3%
- Reward-to-risk
- 2.9:1
The stock trades at 8.9× trailing but 6.2× forward earnings — consensus estimates already build in a substantial earnings recovery.
Risk check: trading volume is running 1.7× its average — elevated turnover around the report window.
Model outputs from TrendMatrix’s engine as of 2026-10-21 — shown for context, not personalized investment advice.
ALLY at TrendMatrix's latest read
For financials, the EPS print is only half the story: credit costs, reserve builds, and rate sensitivity decide how a quarter actually lands.
- Industry
- Credit Services
- Market cap
- $11.55B
- P/E (fwd)
- 6.2
- P/E (ttm)
- 8.9
- 52-week range
- $35.92–$47.29
- Off 52-week high
- 19.7%
- RSI (14)
- 54
- Volume vs avg
- 1.70×
- Score today
- 6.0/10