AFLAC (AFL) Q2 2026 earnings — TrendMatrix coverage
Reported
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure
Key numbers
- Reported EPS
- $1.75
- Estimate
- $1.76
- Surprise
- -0.5%
- Score at report (before → after)
- 6.4 → 6.5/10
Revenue for this quarter isn’t shown: the reported figure hasn’t cleared TrendMatrix’s freshness and sanity checks yet, and consensus revenue isn’t tracked. EPS above is the available figure.
How the report landed
AFLAC (AFL) missed the $1.76 estimate with diluted EPS of $1.75 — effectively in line (0.5%). TrendMatrix's engine moved from Buy (Wait) (6.4/10) to Sell at 6.5/10 after the report — the engine's score rose despite the miss.
Where TrendMatrix's rating stands now
TrendMatrix currently rates AFL Sell at 5.8/10.
1 of the last 4 quarters beat the estimate; this quarter's -0.5% surprise compares with a +7.5% four-quarter average. Next scheduled report: 2026-11-04.
What supports the rating
- Sector modifier (Financial Services): +1.0
- Attractive valuation
What argues against it
- Concentration risk — Geographic: Japan (53.0%)
- Analyst target reached - limited upside remaining
- Consecutive earnings misses (3)
This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.
The levels TrendMatrix's engine tracks
- Current price
- $117.75
- Price target
- $121.69
- Stop
- $114.03
- Upside to target
- +3.3%
Forward estimates sit below the trailing run-rate (15.7× forward vs 12.6× trailing) — consensus expects earnings to decline from here.
Model outputs from TrendMatrix’s engine as of 2026-09-04 — shown for context, not personalized investment advice.
AFL at TrendMatrix's latest read
For financials, the EPS print is only half the story: credit costs, reserve builds, and rate sensitivity decide how a quarter actually lands.
- Industry
- Insurance - Life
- Market cap
- $59.34B
- P/E (fwd)
- 15.7
- P/E (ttm)
- 12.6
- 52-week range
- $104.66–$130.22
- Off 52-week high
- 9.6%
- RSI (14)
- 42
- Volume vs avg
- 0.14×
- Score today
- 5.8/10