Unity Bancorp (UNTY) Q3 2026 earnings — TrendMatrix coverage
Reported
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure
Key numbers
- Adjusted EPS
- —
- Estimate
- $1.57
- Surprise
- —
- Score today
- 5.5/10
Revenue for this quarter isn’t shown: the reported figure hasn’t cleared TrendMatrix’s freshness and sanity checks yet, and consensus revenue isn’t tracked. EPS above is the available figure.
Coverage in the report window
- Update: Unity Bancorp Q3 Adj. EPS $1.51 Misses $1.56 Estimate, Sales $36.650M Beat $35.663M Estimate — benzinga, 2026-10-13
Where TrendMatrix's rating stands now
TrendMatrix currently rates UNTY Hold at 5.5/10; no pre/post engine snapshot brackets this report.
2 of the last 4 quarters beat the estimate.
What supports the rating
- Sector modifier (Financial Services): +1.0
- Attractive valuation
What argues against it
- Concentration risk — Loan Portfolio: real estate-secured loans (96.0%)
- Concentration risk — Loan Portfolio: commercial real estate loans (56.6%)
- Thin upside margin: 7.7%
This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.
The levels TrendMatrix's engine tracks
- Current price
- $55.37
- Price target
- $59.64
- Stop
- $52.73
- Upside to target
- +7.7%
- Reward-to-risk
- 1.5:1
At 9.8× trailing and 8.8× forward earnings, consensus estimates imply little change in earnings power.
Model outputs from TrendMatrix’s engine as of 2026-10-13 — shown for context, not personalized investment advice.
UNTY at TrendMatrix's latest read
For financials, the EPS print is only half the story: credit costs, reserve builds, and rate sensitivity decide how a quarter actually lands.
- Industry
- Banks - Regional
- Market cap
- $556.1M
- P/E (fwd)
- 8.8
- P/E (ttm)
- 9.8
- 52-week range
- $44.34–$62.50
- Off 52-week high
- 11.4%
- RSI (14)
- 38
- Volume vs avg
- 0.96×
- Score today
- 5.5/10