Trupanion (TRUP) Q2 2026 earnings — TrendMatrix coverage
Reported
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure
Key numbers
- Adjusted EPS
- $0.86
- Estimate
- $0.94
- Surprise
- -8.6%
- Revenue (period 2026-06-30)
- $392.9M
- Score today
- 4.7/10
Revenue source: xbrl.
How the report landed
Trupanion (TRUP) missed the $0.94 estimate with adjusted EPS of $0.86 — a clear 8.6% shortfall.
Where TrendMatrix's rating stands now
TrendMatrix currently rates TRUP Sell at 4.7/10; no pre/post engine snapshot brackets this report.
0 of the last 4 quarters beat the estimate; this quarter's -8.6% surprise compares with a -13.5% four-quarter average. Next scheduled report: 2026-11-05.
What argues against it
- Concentration risk — Product: subscription business segment (69.0%)
- Quality below floor (3.4 < 4.0)
- Reward/Risk 0.4:1 at current price — below 1.5:1 minimum
This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.
The levels TrendMatrix's engine tracks
- Current price
- $26.73
- Price target
- $28.26
- Stop
- $24.86
- Upside to target
- +5.7%
- Reward-to-risk
- 0.4:1
The stock trades at 50.1× trailing but 6.2× forward earnings — consensus estimates already build in a substantial earnings recovery.
Risk check: RSI 92 — a level conventionally read as overbought; gains at these levels often lean on momentum.
Model outputs from TrendMatrix’s engine as of 2026-10-15 — shown for context, not personalized investment advice.
TRUP at TrendMatrix's latest read
For financials, the EPS print is only half the story: credit costs, reserve builds, and rate sensitivity decide how a quarter actually lands.
- Industry
- Insurance - Property & Casualty
- Market cap
- $1.17B
- P/E (fwd)
- 6.2
- P/E (ttm)
- 50.1
- 52-week range
- $21.16–$46.98
- Off 52-week high
- 43.1%
- RSI (14)
- 92
- Volume vs avg
- 0.89×
- Score today
- 4.7/10