Sumitomo Mitsui Financial (SMFG) Q3 2026 earnings — TrendMatrix coverage
Reported
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure · Editorial policy
Key numbers
- Adjusted EPS
- $0.25
- Estimate
- $0.24
- Surprise
- +1.4%
- Score today
- 6.2/10
Revenue for this quarter isn’t shown: the reported figure hasn’t cleared TrendMatrix’s freshness and sanity checks yet, and consensus revenue isn’t tracked. EPS above is the available figure.
How the report landed
Sumitomo Mitsui Financial (SMFG) beat the $0.24 estimate with adjusted EPS of $0.25 — a modest 1.4% upside surprise.
Coverage in the report window
- Sumitomo Mitsui Financial Group Files Amendment to Annual Securities Report — fiscal.ai, 2026-11-13
- Sumitomo Mitsui Finl Gr Q2 EPS ¥0.39 Beats ¥0.24 Estimate, Sales ¥2.949T — benzinga, 2026-11-13
- Sumitomo Mitsui Finl Gr Raises FY2026 EPS Guidance from JPY 223.58 to JPY 250.84; Raises FY2026 Profit Attributable to O — benzinga, 2026-11-13
Where TrendMatrix's rating stands now
TrendMatrix currently rates SMFG Hold at 6.2/10; no pre/post engine snapshot brackets this report.
4 of the last 4 quarters beat the estimate; this quarter's +1.4% surprise compares with a +26.4% four-quarter average. Next scheduled report: 2027-01-28.
What supports the rating
- Strong earnings beat streak (4/4)
- Strong growth profile
What argues against it
- Earnings expected to decline ~76% (cyclical peak)
- Analyst target reached - limited upside remaining
- Cyclical trap - fwd PE 60x vs trail 14x (4.2x)
This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.
The levels TrendMatrix's engine tracks
- Current price
- $24.74
- Stop
- $23.46
Forward estimates sit below the trailing run-rate (60.3× forward vs 14.3× trailing) — consensus expects earnings to decline from here.
Model outputs from TrendMatrix’s engine as of 2026-11-15 — shown for context, not personalized investment advice.
SMFG at TrendMatrix's latest read
For financials, the EPS print is only half the story: credit costs, reserve builds, and rate sensitivity decide how a quarter actually lands.
- Industry
- Banks - Diversified
- Market cap
- $156.32B
- P/E (fwd)
- 60.3
- P/E (ttm)
- 14.3
- 52-week range
- $16.53–$27.62
- Off 52-week high
- 10.4%
- RSI (14)
- 58
- Volume vs avg
- 1.28×
- Score today
- 6.2/10