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PFBCPreferred BankHold5.7·$100.46-1.13%
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Preferred Bank (PFBC) Stock Analysis

Breakout setup

HoldModerate Confidence

Financial Services · Banks - Regional

Hold if already holding. Not a fresh buy at $100.46, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (2.3% away).

Preferred Bank provides various banking products and services to small and mid-sized businesses, entrepreneurs, real estate developers, professionals, and high net worth individuals. The company accepts checking, savings, and money market deposit accounts; fixed-rate and fixed... Read more

$100.46-0.3% A.UpsideScore 5.7/10#92 of 142 Banks - Regional
QualityF-score8 / 9FCF yield
IncomeYield3.15%(5y avg 2.96%)Payout35.95%sustainable
Stop $96.02Target $100.35(resistance)A.R:R -1.2:1
Analyst target$103.75+3.3%4 analysts
$100.35our TP
$100.46price
$103.75mean
$111

Hold if already holding. Not a fresh buy at $100.46, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (2.3% away). Chart setup: Golden cross, above all MAs, RSI 69, MACD bullish. Maintain position. Not compelling to add more. Score 5.7/10, moderate confidence.

Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 34d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-06-15
TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Mon, Jul 20, 202634d to earnings· next earnings call

Thesis

Rewards
Strong earnings beat streak (3/4)
Attractive valuation
Margin of safety: 37%
Risks
Analyst target reached - limited upside remaining
Near 52-week high (2.3% away)

Key Metrics

P/E (TTM)9.5
P/E (Fwd)9.1
Mkt Cap$1.2B
EV/EBITDA
Profit Mgn47.5%
ROE17.4%
Rev Growth3.3%
Beta0.56
Dividend3.15%
Rating analysts11

Quality Signals

Piotroski F8/9

Options Flow

P/C0.17bullish
IV80%elevated
Max Pain$45-55.2% vs spot

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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About TrendMatrix. TrendMatrix is a publisher of general securities research and market commentary. We publish on a regular schedule. All content is the same for every subscriber in a tier — we do not provide personalized investment advice and we do not take into account any individual subscriber's financial situation, investment objectives, risk tolerance, tax situation, or holdings.

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Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.

Methodology · Editorial policy & full disclaimer

Rating Breakdown

10 dimensions · all in-band

GatesA.R:R -1.2=NEGATIVEMomentum 6.8>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 34d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARBreakoutSuitability: Aggressive
RSI
69 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $90.20Resistance $102.40

Price Targets

$96
$100
A.Upside-0.1%
A.R:R-1.2:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-12.4% upside)
! Negative risk/reward — downside exceeds upside

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-07-20 (34d)

Verdict History

reverse chrono — latest first
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Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is PFBC stock a buy right now?

Hold if already holding. Not a fresh buy at $100.46, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (2.3% away). Chart setup: Golden cross, above all MAs, RSI 69, MACD bullish. Maintain position. Not compelling to add more. Target $100.35 (-0.1%), stop $96.02 (−4.6%), A.R:R -1.2:1. Score 5.7/10, moderate confidence.

What is the PFBC stock price target?

Take-profit target: $100.35 (-0.3% upside). Target $100.35 (-0.1%), stop $96.02 (−4.6%), A.R:R -1.2:1. Stop-loss: $96.02.

What are the risks of investing in PFBC?

Analyst target reached - limited upside remaining; Near 52-week high (2.3% away).

Is PFBC overvalued or undervalued?

Preferred Bank trades at a P/E of 9.5 (forward 9.1). TrendMatrix value score: 7.6/10. Verdict: Hold.

What do analysts say about PFBC?

11 analysts cover PFBC with a consensus score of 3.7/5. Average price target: $104.

What does Preferred Bank do?Preferred Bank provides various banking products and services to small and mid-sized businesses, entrepreneurs, real...

Preferred Bank provides various banking products and services to small and mid-sized businesses, entrepreneurs, real estate developers, professionals, and high net worth individuals. The company accepts checking, savings, and money market deposit accounts; fixed-rate and fixed maturity retail, and non-retail certificates of deposit; and individual retirement accounts. It also provides real estate mortgage loans that are secured by retail, industrial, office, special purpose, and residential single and multi-family properties; real estate construction loans; commercial loans, including lines of credit for working capital, term loans for capital expenditures, and commercial and stand-by letters of credit; and small business administration loans for business purposes, such as owner-occupied commercial real estate, business acquisitions, start-ups, franchise financing, working capital, improvements and renovations, inventory and equipment, and debt-refinancing. In addition, the company offers trade finance services, including commercial and export letters of credit, import lines of credit, documentary collections, international wire transfers, acceptances/trust receipt financing, export financing, and bills purchase programs. Further, it provides cash management services; and internet, mobile, and tablet banking services. The company was incorporated in 1991 and is headquartered in Los Angeles, California.

Related stocks: CUBI (Customers Bancorp, Inc) · IFS (Intercorp Financial Services In) · SSB (SouthState Bank Corporation) · GABC (German American Bancorp, Inc.) · INTR (Inter & Co. Inc.)
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