Northpointe Bancshares (NPB) Q3 2026 earnings — TrendMatrix coverage
Reported
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure
Key numbers
- Adjusted EPS
- $0.39
- Estimate
- $0.60
- Surprise
- -34.6%
- Score at report (before → after)
- 6.1 → 5.9/10
Revenue for this quarter isn’t shown: the reported figure hasn’t cleared TrendMatrix’s freshness and sanity checks yet, and consensus revenue isn’t tracked. EPS above is the available figure.
How the report landed
Northpointe Bancshares (NPB) missed the $0.60 estimate with adjusted EPS of $0.39 — a large 34.6% shortfall. TrendMatrix's engine moved from Buy (Wait) (6.1/10) to Sell at 5.9/10 after the report.
Coverage in the report window
- Northpointe Bancshares, Inc. Reports Third Quarter 2026 Results — fiscal.ai, 2026-10-20
- 12 Financials Stocks Moving In Tuesday's After-Market Session — benzinga, 2026-10-20
- Northpointe Bancshares Announces Strategic Decision To Sell Distributed Retail And Consumer Direct Mortgage Origination — benzinga, 2026-10-20
Where TrendMatrix's rating stands now
TrendMatrix currently rates NPB Sell at 5.9/10.
0 of the last 4 quarters beat the estimate; this quarter's -34.6% surprise compares with a -15.1% four-quarter average.
What supports the rating
- Sector modifier (Financial Services): +1.0
- Attractive valuation
What argues against it
- Thin upside margin: 3.5%
- Consecutive earnings misses (4)
- Negative momentum
This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.
The levels TrendMatrix's engine tracks
- Current price
- $15.78
- Price target
- $16.33
- Stop
- $14.78
- Upside to target
- +3.5%
- Reward-to-risk
- 0.3:1
At 6.8× trailing and 5.9× forward earnings, consensus estimates imply little change in earnings power.
Risk check: RSI 75 — a level conventionally read as overbought; gains at these levels often lean on momentum.
Model outputs from TrendMatrix’s engine as of 2026-10-21 — shown for context, not personalized investment advice.
NPB at TrendMatrix's latest read
For financials, the EPS print is only half the story: credit costs, reserve builds, and rate sensitivity decide how a quarter actually lands.
- Industry
- Banks - Regional
- Market cap
- $545.7M
- P/E (fwd)
- 5.9
- P/E (ttm)
- 6.8
- 52-week range
- $14.21–$19.71
- Off 52-week high
- 19.9%
- RSI (14)
- 75
- Volume vs avg
- 1.12×
- Score today
- 5.9/10