Marqeta (MQ) Q3 2026 earnings — TrendMatrix coverage
Reported
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure · Editorial policy
Key numbers
- Adjusted EPS
- $0.08
- Estimate
- $0.05
- Surprise
- +67.2%
- Revenue (period 2026-09-30)
- $176.2M
- Score today
- 5.7/10
Revenue source: xbrl.
How the report landed
Marqeta (MQ) beat the $0.05 estimate with adjusted EPS of $0.08 — a large 67.2% upside surprise.
Coverage in the report window
- Marqeta Sees Q4 Sales $177.276M-$180.719M vs $187.011M Est — benzinga, 2026-11-03
- Marqeta Lowers FY2026 Sales Guidance from $699.870M-$706.119M to $693.621M-$699.870M vs $704.338M Est — benzinga, 2026-11-03
Where TrendMatrix's rating stands now
TrendMatrix currently rates MQ Sell at 5.7/10; no pre/post engine snapshot brackets this report.
4 of the last 4 quarters beat the estimate; this quarter's +67.2% surprise compares with a +248.5% four-quarter average.
What supports the rating
- Strong earnings beat streak (4/4)
- Positive insider activity
What argues against it
- Concentration risk — Counterparty: Sutton Bank (64.0%)
- Analyst target reached - limited upside remaining
- V7 low-quality RISK_OFF penalty: -0.5 (Q=5.0)
This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.
The levels TrendMatrix's engine tracks
- Current price
- $17.80
- Price target
- $17.97
- Stop
- $16.58
- Upside to target
- +1.0%
- Reward-to-risk
- 0.1:1
The stock trades at 178.0× trailing but 35.6× forward earnings — consensus estimates already build in a substantial earnings recovery.
Model outputs from TrendMatrix’s engine as of 2026-11-04 — shown for context, not personalized investment advice.
MQ at TrendMatrix's latest read
Technology names get repriced on forward expectations more than trailing prints — a quarter here is read through next-year growth and multiple, not the EPS line alone.
- Industry
- Software - Infrastructure
- Market cap
- $1.87B
- P/E (fwd)
- 35.6
- P/E (ttm)
- 178.0
- 52-week range
- $14.80–$22.28
- Off 52-week high
- 20.1%
- RSI (14)
- 46
- Volume vs avg
- 1.46×
- Score today
- 5.7/10