Lloyds Banking Group (LYG) Q3 2026 earnings — TrendMatrix coverage
Reported
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure · Editorial policy
Key numbers
- Adjusted EPS
- $0.15
- Estimate
- $0.14
- Surprise
- +9.7%
- Revenue (period 2026-09-30)
- $5.17B
- Score at report (before → after)
- 6.3 → 6.6/10
Revenue source: yfinance_provisional (provisional — SEC XBRL not yet filed for this period).
How the report landed
Lloyds Banking Group (LYG) reported adjusted EPS of $0.15, in line with the $0.14 estimate. TrendMatrix's engine moved from Buy (Wait) (6.3/10) to Hold at 6.6/10 after the report.
Where TrendMatrix's rating stands now
TrendMatrix currently rates LYG Hold at 6.6/10.
1 of the last 4 quarters beat the estimate; this quarter's +9.7% surprise compares with a +5.8% four-quarter average.
What supports the rating
- Sector modifier (Financial Services): +1.0
- Attractive valuation
What argues against it
- Thin upside margin: 6.5%
- Reward/Risk 1.3:1 at current price — below 1.5:1 minimum
This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.
The levels TrendMatrix's engine tracks
- Current price
- $5.25
- Price target
- $5.59
- Stop
- $5.04
- Upside to target
- +6.5%
- Reward-to-risk
- 1.3:1
The stock trades at 10.1× trailing but 8.4× forward earnings — consensus estimates already build in a substantial earnings recovery.
Model outputs from TrendMatrix’s engine as of 2026-10-30 — shown for context, not personalized investment advice.
LYG at TrendMatrix's latest read
For financials, the EPS print is only half the story: credit costs, reserve builds, and rate sensitivity decide how a quarter actually lands.
- Industry
- Banks - Regional
- Market cap
- $75.25B
- P/E (fwd)
- 8.4
- P/E (ttm)
- 10.1
- 52-week range
- $4.51–$6.34
- Off 52-week high
- 17.2%
- RSI (14)
- 41
- Volume vs avg
- 0.94×
- Score today
- 6.6/10