Farmers & Merchants Bancorp, In (FMAO) Q3 2026 earnings — TrendMatrix coverage
Reported
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure · Editorial policy
Key numbers
- Adjusted EPS
- $0.84
- Estimate
- $0.80
- Surprise
- +4.6%
- Revenue (period 2026-09-30)
- $33.7M
- Score today
- 6.1/10
Revenue source: yfinance_provisional (provisional — SEC XBRL not yet filed for this period).
How the report landed
Farmers & Merchants Bancorp, In (FMAO) beat the $0.80 estimate with adjusted EPS of $0.84 — a clear 4.6% upside surprise.
Where TrendMatrix's rating stands now
TrendMatrix currently rates FMAO Hold at 6.1/10; no pre/post engine snapshot brackets this report.
4 of the last 4 quarters beat the estimate; this quarter's +4.6% surprise compares with a +11.5% four-quarter average. Next scheduled report: 2027-02-11.
What supports the rating
- Sector modifier (Financial Services): +1.0
- Strong earnings beat streak (4/4)
What argues against it
- Analyst target reached - limited upside remaining
- Near 52-week high (3.8% away)
- Target reached (-11.7% upside)
This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.
The levels TrendMatrix's engine tracks
- Current price
- $36.88
- Stop
- $34.62
At 11.8× trailing and 10.8× forward earnings, consensus estimates imply little change in earnings power.
Model outputs from TrendMatrix’s engine as of 2026-11-13 — shown for context, not personalized investment advice.
FMAO at TrendMatrix's latest read
For financials, the EPS print is only half the story: credit costs, reserve builds, and rate sensitivity decide how a quarter actually lands.
- Industry
- Banks - Regional
- Market cap
- $505.0M
- P/E (fwd)
- 10.8
- P/E (ttm)
- 11.8
- 52-week range
- $22.91–$38.33
- Off 52-week high
- 3.8%
- RSI (14)
- 53
- Volume vs avg
- 0.49×
- Score today
- 6.1/10