Capital City Bank (CCBG) Q3 2026 earnings — TrendMatrix coverage
Reported
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure
Key numbers
- Adjusted EPS
- —
- Estimate
- $0.94
- Surprise
- —
- Score today
- 5.4/10
Revenue for this quarter isn’t shown: the reported figure hasn’t cleared TrendMatrix’s freshness and sanity checks yet, and consensus revenue isn’t tracked. EPS above is the available figure.
Coverage in the report window
- Capital City Bank Group Q3 EPS $0.99 Beats $0.92 Estimate, Sales $64.394M Miss $65.400M Estimate — benzinga, 2026-10-20
Where TrendMatrix's rating stands now
TrendMatrix currently rates CCBG Hold at 5.4/10; no pre/post engine snapshot brackets this report.
2 of the last 4 quarters beat the estimate.
What supports the rating
- Sector modifier (Financial Services): +1.0
What argues against it
- Single-region cliff: 81% exposure to Florida (≥60% threshold). Regional macroeconomic shock = idiosyncratic terminal risk.
- Concentration risk — Geographic: Florida (81.0%)
- Concentration risk — Product: Banking Services (92.8%)
This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.
The levels TrendMatrix's engine tracks
- Current price
- $48.63
- Stop
- $46.97
At 13.5× trailing and 13.0× forward earnings, consensus estimates imply little change in earnings power.
Model outputs from TrendMatrix’s engine as of 2026-10-20 — shown for context, not personalized investment advice.
CCBG at TrendMatrix's latest read
For financials, the EPS print is only half the story: credit costs, reserve builds, and rate sensitivity decide how a quarter actually lands.
- Industry
- Banks - Regional
- Market cap
- $832.2M
- P/E (fwd)
- 13.0
- P/E (ttm)
- 13.5
- 52-week range
- $38.27–$53.60
- Off 52-week high
- 9.3%
- RSI (14)
- 48
- Volume vs avg
- 0.81×
- Score today
- 5.4/10